TellerScore

Paramount Baptist Church Federal Credit Union (NCUA charter #24073) is based in Washington, District of Columbia. Its Q2 2026 call report shows $174K in total assets and $102K in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Paramount Baptist Church Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 12th. Its strongest component is capital cushion (100/100; 41.36%), and its lowest is loan quality (0/100; 4.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 41.36%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.68%
Earnings100/100
Return on assets (annualized): 5.56%
Funding & liquidity50/100
Loans ÷ shares: 109.9% · 0.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 27 points (93 → 66), mostly because the loan quality component weakened by 100 points.

TellerScore
668195Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202493
Q4 202493
Q1 202585
Q2 202593
Q3 202593
Q4 202593
Q1 202673
Q2 202666
Net worth ratio
7.00%26.75%46.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202433.10%
Q3 202446.49%
Q4 202444.84%
Q1 202544.72%
Q2 202541.21%
Q3 202541.39%
Q4 202540.95%
Q1 202641.85%
Q2 202641.36%
Delinquent loans (60+ days)
0.00%2.34%4.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.88%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20264.68%
Return on assets
-19.99%2.38%24.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.17%
Q3 202419.62%
Q4 202411.78%
Q1 20254.80%
Q2 202524.76%
Q3 20252.15%
Q4 20252.32%
Q1 2026-19.99%
Q2 20265.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$174K41.36%4.68%5.56%109.9%
Q1 202673$164K41.85%0.00%-19.99%107.3%
Q4 202593$161K40.95%0.00%2.32%115.2%
Q3 202593$159K41.39%0.00%2.15%117.2%
Q2 202593$155K41.21%0.00%24.76%122.7%
Q1 202585$159K44.72%0.88%4.80%128.7%
Q4 202493$169K44.84%0.00%11.78%126.7%
Q3 202493$179K46.49%0.00%19.62%123.4%
Q2 202495$162K33.10%0.00%4.17%95.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio41.36%
98th
Problem loans4.68%
7th
Net charge-offs0.00%
77th
Return on assets5.56%
100th
Loans to deposits109.9%
1st
Uninsured deposits0.0%
81st
Loan-loss reserves8.46%
98th
Texas ratio6.4%
23rd

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Pmi Employees Federal Credit UnionCredit union Washington, DC80 out of 100, Strong$155K26.2%0.00%vs
Sargent Federal Credit UnionCredit union Washington, DC68 out of 100, Moderate$258K16.3%22.05%vs
John Wesley Ame Zion Church Federal Credit UnionCredit union Washington, DC72 out of 100, Strong$80K11.7%0.00%vs
Mt Gilead Federal Credit UnionCredit union Washington, DC93 out of 100, Very strong$78K17.5%0.00%vs
Phi Beta Sigma Federal Credit UnionCredit union Washington, DC49 out of 100, Below average$991K10.1%13.69%vs
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs

Deposit insurance

Is my money safe at Paramount Baptist Church Federal Credit Union?

Yes. Paramount Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 41.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Paramount Baptist Church Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Paramount Baptist Church Federal Credit Union
Type
Federal credit union
NCUA charter #
24073
RSSD ID
330994
Primary regulator
NCUA
Established
1983
Headquarters
3924 4th St SE, Washington, DC 20032

Quick answers

Paramount Baptist Church Federal Credit Union: common questions

Is Paramount Baptist Church Federal Credit Union NCUA insured?

Yes. Paramount Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Paramount Baptist Church Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Paramount Baptist Church Federal Credit Union have?

2 offices as of the latest NCUA data.

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