TellerScore

Headquartered in Arlington, Massachusetts, Arlington Municipal Federal Credit Union is a federal credit union with $9.8M in total assets and $6.9M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1954.

Based on its Q2 2026 filing, Arlington Municipal Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 67th. Its strongest component is capital cushion (100/100; 29.10%), and its lowest is loan quality (47/100; 1.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.10%
Loan quality47/100
Loans 60+ days delinquent ÷ total loans: 1.59%
Earnings49/100
Return on assets (annualized): 0.72%
Funding & liquidity61/100
Loans ÷ shares: 99.5% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (77 → 70), mostly because the earnings component weakened by 28 points.

TellerScore
677685Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202467
Q4 202482
Q1 202585
Q2 202577
Q3 202578
Q4 202574
Q1 202670
Q2 202670
Net worth ratio
7.00%18.38%29.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.52%
Q3 202427.29%
Q4 202428.00%
Q1 202528.16%
Q2 202528.30%
Q3 202529.61%
Q4 202529.76%
Q1 202629.23%
Q2 202629.10%
Delinquent loans (60+ days)
0.82%1.49%2.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.72%
Q3 20242.17%
Q4 20240.82%
Q1 20250.85%
Q2 20251.16%
Q3 20251.07%
Q4 20251.49%
Q1 20261.38%
Q2 20261.59%
Return on assets
0.63%1.29%1.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.29%
Q4 20241.58%
Q1 20251.96%
Q2 20251.42%
Q3 20251.41%
Q4 20251.30%
Q1 20260.63%
Q2 20260.72%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$9.8M29.10%1.59%0.72%99.5%
Q1 202670$9.7M29.23%1.38%0.63%103.7%
Q4 202574$9.4M29.76%1.49%1.30%112.1%
Q3 202578$9.4M29.61%1.07%1.41%118.4%
Q2 202577$9.7M28.30%1.16%1.42%118.4%
Q1 202585$9.7M28.16%0.85%1.96%125.3%
Q4 202482$9.6M28.00%0.82%1.58%129.2%
Q3 202467$9.6M27.29%2.17%1.29%128.4%
Q2 202471$9.8M26.52%1.72%1.22%124.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.10%
93rd
Problem loans1.59%
27th
Net charge-offs0.32%
37th
Return on assets0.72%
54th
Loans to deposits99.5%
3rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.8%
37th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Morton Federal Credit UnionCredit union Taunton, MA72 out of 100, Strong$10.1M12.1%0.90%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Dedham Town Employees Federal Credit UnionCredit union Dedham, MA64 out of 100, Moderate$9.3M13.9%2.38%vs
Lowell Municipal Employees Federal Credit UnionCredit union Lowell, MA67 out of 100, Moderate$8.8M7.9%0.00%vs
Burlington Municipal Employees Federal Credit UnionCredit union Burlington, MA82 out of 100, Strong$11.0M15.3%0.53%vs

Deposit insurance

Is my money safe at Arlington Municipal Federal Credit Union?

Yes. Arlington Municipal Federal Credit Union is a federally insured credit union (NCUA charter #9805). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Arlington Municipal Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Arlington Municipal Federal Credit Union
Type
Federal credit union
NCUA charter #
9805
RSSD ID
987585
Primary regulator
NCUA
Established
1954
Headquarters
730 Massachusetts Ave., Arlington, MA 02476
Employees
3

Quick answers

Arlington Municipal Federal Credit Union: common questions

Is Arlington Municipal Federal Credit Union NCUA insured?

Yes. Arlington Municipal Federal Credit Union is a federally insured credit union (NCUA charter #9805). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arlington Municipal Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arlington Municipal Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Arlington

InstitutionScoreAssetsCapitalProblem loansCompare
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Billerica Municipal Employees Credit UnionCredit union Billerica, MA91 out of 100, Very strong$23.6M17.8%0.00%vs