TellerScore

Dedham Town Employees Federal Credit Union (NCUA charter #15073) is based in Dedham, Massachusetts. Its Q2 2026 call report shows $9.3M in total assets and $8.0M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Dedham Town Employees Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 86th. Its strongest component is funding & liquidity (100/100; 25% loans-to-deposits, 0% uninsured), and its lowest is loan quality (21/100; 2.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.87%
Loan quality21/100
Loans 60+ days delinquent ÷ total loans: 2.38%
Earnings38/100
Return on assets (annualized): 0.45%
Funding & liquidity100/100
Loans ÷ shares: 24.5% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (60 → 64), mostly because the capital cushion component improved by 10 points.

TellerScore
607386Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202470
Q4 202476
Q1 202574
Q2 202560
Q3 202564
Q4 202565
Q1 202670
Q2 202664
Net worth ratio
7.00%10.57%14.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.84%
Q3 202414.14%
Q4 202413.74%
Q1 202513.60%
Q2 202512.86%
Q3 202513.24%
Q4 202513.51%
Q1 202613.82%
Q2 202613.87%
Delinquent loans (60+ days)
0.01%1.19%2.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20241.81%
Q4 20240.01%
Q1 20251.39%
Q2 20252.29%
Q3 20252.10%
Q4 20252.04%
Q1 20262.16%
Q2 20262.38%
Return on assets
-2.52%-0.72%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 20240.61%
Q4 2024-2.52%
Q1 20250.77%
Q2 20250.28%
Q3 20250.43%
Q4 20250.42%
Q1 20261.08%
Q2 20260.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$9.3M13.87%2.38%0.45%24.5%
Q1 202670$9.3M13.82%2.16%1.08%25.5%
Q4 202565$9.3M13.51%2.04%0.42%28.3%
Q3 202564$9.4M13.24%2.10%0.43%28.7%
Q2 202560$9.6M12.86%2.29%0.28%29.1%
Q1 202574$9.2M13.60%1.39%0.77%32.9%
Q4 202476$8.8M13.74%0.01%-2.52%34.0%
Q3 202470$8.6M14.14%1.81%0.61%36.4%
Q2 202486$8.8M13.84%0.05%0.69%36.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.87%
46th
Problem loans2.38%
17th
Net charge-offs-0.17%
95th
Return on assets0.45%
39th
Loans to deposits24.5%
93rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Lowell Municipal Employees Federal Credit UnionCredit union Lowell, MA67 out of 100, Moderate$8.8M7.9%0.00%vs
Arlington Municipal Federal Credit UnionCredit union Arlington, MA70 out of 100, Strong$9.8M29.1%1.59%vs
Morton Federal Credit UnionCredit union Taunton, MA72 out of 100, Strong$10.1M12.1%0.90%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs

Deposit insurance

Is my money safe at Dedham Town Employees Federal Credit Union?

Yes. Dedham Town Employees Federal Credit Union is a federally insured credit union (NCUA charter #15073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Dedham Town Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dedham Town Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
15073
RSSD ID
818988
Primary regulator
NCUA
Established
1962
Headquarters
202 Bussey St, Dedham, MA 02026
Employees
2

Quick answers

Dedham Town Employees Federal Credit Union: common questions

Is Dedham Town Employees Federal Credit Union NCUA insured?

Yes. Dedham Town Employees Federal Credit Union is a federally insured credit union (NCUA charter #15073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dedham Town Employees Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dedham Town Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dedham

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs