TellerScore

Headquartered in Naperville, Illinois, Dupage Credit Union is a non-federally insured state credit union with $600.2M in total assets and $515.4M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1955.

Based on its Q2 2026 filing, Dupage Credit Union scores 62/100, which we describe as moderate. That is higher than only 26% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 151st. Its strongest component is problem-loan coverage (92/100; 3.8%), and its lowest is earnings (35/100; 0.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.61%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings35/100
Return on assets (annualized): 0.38%
Funding & liquidity70/100
Loans ÷ shares: 90.0% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the earnings component weakened by 23 points.

TellerScore
606366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202461
Q4 202460
Q1 202564
Q2 202564
Q3 202566
Q4 202565
Q1 202662
Q2 202662
Net worth ratio
7.00%8.40%9.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.76%
Q3 20248.95%
Q4 20249.11%
Q1 20259.21%
Q2 20259.51%
Q3 20259.80%
Q4 20259.73%
Q1 20269.55%
Q2 20269.61%
Delinquent loans (60+ days)
0.40%0.69%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.82%
Q3 20240.89%
Q4 20240.98%
Q1 20250.60%
Q2 20250.62%
Q3 20250.62%
Q4 20250.65%
Q1 20260.40%
Q2 20260.48%
Return on assets
0.25%0.76%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.28%
Q3 20241.14%
Q4 20240.97%
Q1 20250.85%
Q2 20250.94%
Q3 20251.10%
Q4 20250.98%
Q1 20260.25%
Q2 20260.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$600.2M9.61%0.48%0.38%90.0%
Q1 202662$595.9M9.55%0.40%0.25%88.1%
Q4 202565$581.1M9.73%0.65%0.98%88.1%
Q3 202566$566.1M9.80%0.62%1.10%91.8%
Q2 202564$569.6M9.51%0.62%0.94%91.1%
Q1 202564$572.5M9.21%0.60%0.85%84.2%
Q4 202460$565.3M9.11%0.98%0.97%90.1%
Q3 202461$568.6M8.95%0.89%1.14%93.5%
Q2 202463$575.2M8.76%0.82%1.28%93.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.61%
22nd
Problem loans0.48%
67th
Net charge-offs0.39%
46th
Return on assets0.38%
23rd
Loans to deposits90.0%
17th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio3.8%
52nd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Financial Plus Credit UnionCredit union Ottawa, IL84 out of 100, Strong$607.4M13.2%0.45%vs
Siu Credit UnionCredit union Carbondale, IL72 out of 100, Strong$591.3M11.6%0.90%vs
National Police Federal Credit UnionCredit union Chicago, IL63 out of 100, Moderate$620.7M8.9%0.77%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Revity Credit UnionCredit union Granite City, IL74 out of 100, Strong$526.5M10.4%0.43%vs
Land of Lincoln Credit UnionCredit union Decatur, IL58 out of 100, Moderate$498.9M9.8%0.91%vs

Deposit insurance

Is my money safe at Dupage Credit Union?

Dupage Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Dupage Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Dupage Credit Union reported 988 home-loan applications under HMDA (LEI 549300WUGYTMN4HIT493): 558 originated ($76,730,000 total), 284 denied, and 137 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Dupage Credit Union
Type
Non-federally insured state credit union
NCUA charter #
97084
RSSD ID
79396
Primary regulator
State + NCUA
Established
1955
Headquarters
P.O. Box 3930, Naperville, IL 60567
Employees
134

Quick answers

Dupage Credit Union: common questions

Is Dupage Credit Union NCUA insured?

Dupage Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Dupage Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dupage Credit Union have?

5 offices as of the latest NCUA data.

Nearby

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