TellerScore

Headquartered in Atchison, Kansas, Eagle Federal Credit Union is a federal credit union with $1.7M in total assets and $1.5M in member shares and deposits as of Q2 2026. Its charter dates back to 1940.

Based on its Q2 2026 filing, Eagle Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 28th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (11/100; -0.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.93%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings11/100
Return on assets (annualized): -0.23%
Funding & liquidity100/100
Loans ÷ shares: 57.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 25 points (48 → 73), mostly because the loan quality component improved by 100 points.

TellerScore
486479Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202471
Q4 202459
Q1 202549
Q2 202548
Q3 202579
Q4 202579
Q1 202673
Q2 202673
Net worth ratio
7.00%9.47%11.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.05%
Q3 20249.64%
Q4 202410.96%
Q1 202511.04%
Q2 202511.16%
Q3 202511.81%
Q4 202511.94%
Q1 202611.70%
Q2 202611.93%
Delinquent loans (60+ days)
0.00%2.49%4.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.55%
Q3 20241.04%
Q4 20243.83%
Q1 20254.43%
Q2 20254.98%
Q3 20250.12%
Q4 20250.06%
Q1 20260.13%
Q2 20260.00%
Return on assets
-0.23%0.81%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.65%
Q3 20241.69%
Q4 20241.85%
Q1 20250.70%
Q2 20250.54%
Q3 20250.70%
Q4 20250.60%
Q1 20260.02%
Q2 2026-0.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$1.7M11.93%0.00%-0.23%57.8%
Q1 202673$1.8M11.70%0.13%0.02%51.6%
Q4 202579$1.7M11.94%0.06%0.60%50.5%
Q3 202579$1.7M11.81%0.12%0.70%50.9%
Q2 202548$1.8M11.16%4.98%0.54%56.9%
Q1 202549$1.8M11.04%4.43%0.70%55.6%
Q4 202459$1.8M10.96%3.83%1.85%55.5%
Q3 202471$2.0M9.64%1.04%1.69%61.8%
Q2 202464$2.0M9.05%1.55%1.65%63.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.93%
31st
Problem loans0.00%
94th
Net charge-offs-0.35%
97th
Return on assets-0.23%
14th
Loans to deposits57.8%
51st
Uninsured deposits0.0%
81st
Loan-loss reserves2.98%
93rd
Texas ratio0.0%
93rd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Kan Colo Credit UnionCredit union Hoisington, KS57 out of 100, Moderate$1.5M13.0%5.71%vs
Salina Municipal Credit UnionCredit union Salina, KS55 out of 100, Moderate$1.3M7.2%0.00%vs
Mid Plains Credit UnionCredit union Glasco, KS54 out of 100, Below average$1.2M18.6%2.93%vs
Quindaro Homes Federal Credit UnionCredit union Kansas City, KS65 out of 100, Moderate$513K56.1%9.16%vs
Sunflower Federal Credit UnionCredit union Valley Center, KS35 out of 100, Low$322K13.2%11.13%vs
Catholics United Credit UnionCredit union Hutchinson, KS65 out of 100, Moderate$208K17.5%7.93%vs

Deposit insurance

Is my money safe at Eagle Federal Credit Union?

Yes. Eagle Federal Credit Union is a federally insured credit union (NCUA charter #3869). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Eagle Federal Credit Union
Type
Federal credit union
NCUA charter #
3869
RSSD ID
393476
Primary regulator
NCUA
Established
1940
Headquarters
525 Commercial St, Atchison, KS 66002
Employees
2

Quick answers

Eagle Federal Credit Union: common questions

Is Eagle Federal Credit Union NCUA insured?

Yes. Eagle Federal Credit Union is a federally insured credit union (NCUA charter #3869). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Eagle Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.