Headquartered in Valley Center, Kansas, Sunflower Federal Credit Union is a federal credit union with $322K in total assets and $279K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.
Sunflower Federal Credit Union has a TellerScore of 35 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 62nd. Capital cushion contributes the most (82/100, 13.21%); problem-loan coverage contributes the least (0/100, 51.4%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (32 → 35), mostly because the funding & liquidity component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 34 |
| Q3 2024 | 31 |
| Q4 2024 | 32 |
| Q1 2025 | 36 |
| Q2 2025 | 32 |
| Q3 2025 | 30 |
| Q4 2025 | 38 |
| Q1 2026 | 33 |
| Q2 2026 | 35 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.46% |
| Q3 2024 | 12.71% |
| Q4 2024 | 12.78% |
| Q1 2025 | 13.33% |
| Q2 2025 | 12.91% |
| Q3 2025 | 11.96% |
| Q4 2025 | 13.48% |
| Q1 2026 | 12.55% |
| Q2 2026 | 13.21% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.98% |
| Q3 2024 | 11.75% |
| Q4 2024 | 10.77% |
| Q1 2025 | 6.72% |
| Q2 2025 | 9.62% |
| Q3 2025 | 12.47% |
| Q4 2025 | 9.28% |
| Q1 2026 | 11.20% |
| Q2 2026 | 11.13% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.70% |
| Q3 2024 | -1.80% |
| Q4 2024 | -1.35% |
| Q1 2025 | -1.18% |
| Q2 2025 | -1.46% |
| Q3 2025 | -1.04% |
| Q4 2025 | -0.26% |
| Q1 2026 | -2.48% |
| Q2 2026 | -1.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 35 | $322K | 13.21% | 11.13% | -1.80% | 93.6% |
| Q1 2026 | 33 | $344K | 12.55% | 11.20% | -2.48% | 93.9% |
| Q4 2025 | 38 | $336K | 13.48% | 9.28% | -0.26% | 97.1% |
| Q3 2025 | 30 | $363K | 11.96% | 12.47% | -1.04% | 98.9% |
| Q2 2025 | 32 | $339K | 12.91% | 9.62% | -1.46% | 102.3% |
| Q1 2025 | 36 | $339K | 13.33% | 6.72% | -1.18% | 104.4% |
| Q4 2024 | 32 | $362K | 12.78% | 10.77% | -1.35% | 105.0% |
| Q3 2024 | 31 | $364K | 12.71% | 11.75% | -1.80% | 110.1% |
| Q2 2024 | 34 | $370K | 12.46% | 4.98% | -2.70% | 110.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Catholics United Credit UnionCredit union Hutchinson, KS | 65 out of 100, Moderate | $208K | 17.5% | 7.93% | vs |
| Quindaro Homes Federal Credit UnionCredit union Kansas City, KS | 65 out of 100, Moderate | $513K | 56.1% | 9.16% | vs |
| Mid Plains Credit UnionCredit union Glasco, KS | 54 out of 100, Below average | $1.2M | 18.6% | 2.93% | vs |
| Salina Municipal Credit UnionCredit union Salina, KS | 55 out of 100, Moderate | $1.3M | 7.2% | 0.00% | vs |
| Kan Colo Credit UnionCredit union Hoisington, KS | 57 out of 100, Moderate | $1.5M | 13.0% | 5.71% | vs |
| Eagle Federal Credit UnionCredit union Atchison, KS | 73 out of 100, Strong | $1.7M | 11.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Sunflower Federal Credit Union?
Yes. Sunflower Federal Credit Union is a federally insured credit union (NCUA charter #3868). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Sunflower Federal Credit Union lists 1 office in 1 city. Most locations:
- Valley Center, KS (1)
Identity & history
Profile
- Legal name
- Sunflower Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3868
- RSSD ID
- 309075
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- P.O. Box 213, Valley Center, KS 67147
- Employees
- 1
Quick answers
Sunflower Federal Credit Union: common questions
Is Sunflower Federal Credit Union NCUA insured?
Yes. Sunflower Federal Credit Union is a federally insured credit union (NCUA charter #3868). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sunflower Federal Credit Union's TellerScore?
35 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sunflower Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Valley Center
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| Garden Plain State BankBank Wichita, KS | 88 out of 100, Very strong | $191.5M | 15.2% | 0.94% | vs |
| The Walton State BankBank Walton, KS | 84 out of 100, Strong | $13.0M | 15.4% | 0.00% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |
| The Valley State BankBank Belle Plaine, KS | 78 out of 100, Strong | $200.5M | 12.2% | 0.09% | vs |