TellerScore

Priority Credit Union is a federally insured state-chartered credit union headquartered in Orlando, Florida, in business for about 96 years. At the end of Q2 2026 it reported $56.1M in total assets and $53.1M in member shares and deposits, with 6 offices across 2 states.

Based on its Q2 2026 filing, Priority Credit Union scores 32/100, which we describe as low. That is higher than only 1% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 107th. Its strongest component is funding & liquidity (76/100; 84% loans-to-deposits, 6% uninsured), and its lowest is loan quality (0/100; 3.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.63%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.17%
Earnings29/100
Return on assets (annualized): 0.23%
Funding & liquidity76/100
Loans ÷ shares: 84.1% · 5.9% uninsured
Problem-loan coverage39/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 30.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (37 → 32), mostly because the earnings component improved by 29 points.

TellerScore
244361Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202461
Q4 202454
Q1 202546
Q2 202537
Q3 202528
Q4 202524
Q1 202636
Q2 202632
Net worth ratio
7.00%8.56%10.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.00%
Q3 202410.12%
Q4 20249.88%
Q1 20259.72%
Q2 20258.97%
Q3 20258.98%
Q4 20258.50%
Q1 20268.57%
Q2 20268.63%
Delinquent loans (60+ days)
0.48%2.07%3.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.49%
Q4 20240.69%
Q1 20251.63%
Q2 20252.15%
Q3 20252.96%
Q4 20253.66%
Q1 20262.64%
Q2 20263.17%
Return on assets
-2.16%-0.95%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.07%
Q3 20240.08%
Q4 2024-0.48%
Q1 2025-0.30%
Q2 2025-2.16%
Q3 2025-1.48%
Q4 2025-1.61%
Q1 20260.27%
Q2 20260.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202632$56.1M8.63%3.17%0.23%84.1%
Q1 202636$56.1M8.57%2.64%0.27%86.4%
Q4 202524$56.1M8.50%3.66%-1.61%88.1%
Q3 202528$56.2M8.98%2.96%-1.48%84.6%
Q2 202537$56.4M8.97%2.15%-2.16%83.9%
Q1 202546$57.9M9.72%1.63%-0.30%84.8%
Q4 202454$57.4M9.88%0.69%-0.48%89.5%
Q3 202461$59.1M10.12%0.49%0.08%87.6%
Q2 202461$59.7M10.00%0.48%0.07%87.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.63%
7th
Problem loans3.17%
12th
Net charge-offs0.60%
23rd
Return on assets0.23%
28th
Loans to deposits84.1%
15th
Uninsured deposits5.9%
17th
Loan-loss reserves0.00%
37th
Texas ratio30.5%
2nd

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Everglades Federal Credit UnionCredit union Clewiston, FL71 out of 100, Strong$55.4M10.4%0.28%vs
Ocala Community Credit UnionCredit union Ocala, FL51 out of 100, Below average$49.3M10.1%2.57%vs
Jackson County 1st Credit UnionCredit union Marianna, FL81 out of 100, Strong$48.9M18.1%0.76%vs
Emerald Coast Federal Credit UnionCredit union Port St Joe, FL60 out of 100, Moderate$65.4M7.8%0.32%vs
Miami Federal Credit UnionCredit union Miami, FL63 out of 100, Moderate$45.2M11.9%1.08%vs
City-County Employees Credit UnionCredit union Clearwater, FL62 out of 100, Moderate$42.5M8.3%0.59%vs

Deposit insurance

Is my money safe at Priority Credit Union?

Yes. Priority Credit Union is a federally insured credit union (NCUA charter #67319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($3.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.63%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Priority Credit Union lists 6 offices in 5 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Priority Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67319
RSSD ID
837297
Primary regulator
State + NCUA
Established
1930
Headquarters
301 East Michigan Street, Orlando, FL 32806
Employees
17

Quick answers

Priority Credit Union: common questions

Is Priority Credit Union NCUA insured?

Yes. Priority Credit Union is a federally insured credit union (NCUA charter #67319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Priority Credit Union's TellerScore?

32 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Priority Credit Union have?

6 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Orlando

InstitutionScoreAssetsCapitalProblem loansCompare
Community Credit UnionCredit union New Rockford, ND95 out of 100, Very strong$171.6M17.7%0.22%vs
Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL89 out of 100, Very strong$5.5M24.2%0.00%vs
Portrait BankBank Winter Park, FL79 out of 100, Strong$44.7M99.2%0.00%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Cypress Bank & TrustBank Melbourne, FL79 out of 100, Strong$256.8M11.8%0.00%vs
First Colony Bank of FloridaBank Maitland, FL79 out of 100, Strong$291.1M9.9%0.17%vs