TellerScore

Headquartered in Uniontown, Pennsylvania, Fayette Federal Employees Federal Credit Union is a federal credit union with $19.8M in total assets and $16.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.

Based on its Q2 2026 filing, Fayette Federal Employees Federal Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 30th. Its strongest component is funding & liquidity (97/100; 63% loans-to-deposits, 0% uninsured), and its lowest is earnings (86/100; 1.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion93/100
Net worth ratio: 14.27%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings86/100
Return on assets (annualized): 1.65%
Funding & liquidity97/100
Loans ÷ shares: 62.9% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (92 → 91).

TellerScore
818894Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202490
Q4 202483
Q1 202590
Q2 202592
Q3 202589
Q4 202581
Q1 202690
Q2 202691
Net worth ratio
7.00%10.80%14.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.69%
Q3 202413.69%
Q4 202413.48%
Q1 202513.79%
Q2 202514.12%
Q3 202513.93%
Q4 202514.61%
Q1 202614.18%
Q2 202614.27%
Delinquent loans (60+ days)
0.12%0.93%1.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.12%
Q3 20240.33%
Q4 20240.50%
Q1 20250.37%
Q2 20250.37%
Q3 20250.60%
Q4 20251.74%
Q1 20260.69%
Q2 20260.41%
Return on assets
1.09%1.48%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.84%
Q3 20241.65%
Q4 20241.09%
Q1 20251.66%
Q2 20251.76%
Q3 20251.66%
Q4 20251.73%
Q1 20261.87%
Q2 20261.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$19.8M14.27%0.41%1.65%62.9%
Q1 202690$19.4M14.18%0.69%1.87%53.2%
Q4 202581$18.3M14.61%1.74%1.73%54.0%
Q3 202589$18.5M13.93%0.60%1.66%55.5%
Q2 202592$17.6M14.12%0.37%1.76%57.2%
Q1 202590$17.4M13.79%0.37%1.66%60.2%
Q4 202483$17.3M13.48%0.50%1.09%64.1%
Q3 202490$17.0M13.69%0.33%1.65%63.7%
Q2 202494$16.6M13.69%0.12%1.84%51.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.27%
50th
Problem loans0.41%
63rd
Net charge-offs0.17%
50th
Return on assets1.65%
88th
Loans to deposits62.9%
43rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.5%
58th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Tri State Rail Federal Credit UnionCredit union Erie, PA84 out of 100, Strong$19.9M20.0%0.50%vs
Ppg & Associates Federal Credit UnionCredit union Creighton, PA82 out of 100, Strong$19.6M16.7%0.42%vs
Alleg-Kiski Postal Federal Credit UnionCredit union New Kensington, PA78 out of 100, Strong$19.5M19.0%1.84%vs
Locomotive & Control Employees Federal Credit UnionCredit union Erie, PA91 out of 100, Very strong$20.3M26.1%0.71%vs
Altoona Area Employees Federal Credit UnionCredit union Altoona, PA84 out of 100, Strong$19.4M11.5%0.00%vs
Cal-Ed Federal Credit UnionCredit union California, PA55 out of 100, Moderate$19.2M14.1%3.50%vs

Deposit insurance

Is my money safe at Fayette Federal Employees Federal Credit Union?

Yes. Fayette Federal Employees Federal Credit Union is a federally insured credit union (NCUA charter #10690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fayette Federal Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fayette Federal Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
10690
RSSD ID
186481
Primary regulator
NCUA
Established
1955
Headquarters
364 Morgantown St, Uniontown, PA 15401
Employees
3

Quick answers

Fayette Federal Employees Federal Credit Union: common questions

Is Fayette Federal Employees Federal Credit Union NCUA insured?

Yes. Fayette Federal Employees Federal Credit Union is a federally insured credit union (NCUA charter #10690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fayette Federal Employees Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fayette Federal Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Uniontown

InstitutionScoreAssetsCapitalProblem loansCompare
Wvu Employees Federal Credit UnionCredit union Morgantown, WV97 out of 100, Very strong$67.8M22.8%0.23%vs
Mt Pleasant Area School Emp Federal Credit UnionCredit union Mount Pleasant, PA97 out of 100, Very strong$2.3M25.4%0.00%vs
Fayette County School Employees Credit UnionCredit union Uniontown, PA90 out of 100, Very strong$22.2M20.0%0.89%vs
Glass Cap Federal Credit UnionCredit union Connellsville, PA89 out of 100, Very strong$45.4M18.3%0.76%vs
Valley 1st Community Federal Credit UnionCredit union Monessen, PA89 out of 100, Very strong$106.9M23.1%0.75%vs
Citizens Bank of Morgantown, Inc.Bank Morgantown, WV87 out of 100, Very strong$52.6M18.8%0.09%vs