Moline Municipal Credit Union is a federally insured state-chartered credit union headquartered in Moline, Illinois, in business for about 90 years. At the end of Q2 2026 it reported $66.0M in total assets and $56.7M in member shares and deposits, with 2 offices.
Moline Municipal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 104th. Funding & liquidity contributes the most (90/100, 71% loans-to-deposits, 7% uninsured); earnings contributes the least (35/100, 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (77 → 73), mostly because the earnings component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 78 |
| Q4 2024 | 77 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 76 |
| Q4 2025 | 71 |
| Q1 2026 | 68 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.81% |
| Q3 2024 | 15.78% |
| Q4 2024 | 16.02% |
| Q1 2025 | 14.84% |
| Q2 2025 | 14.56% |
| Q3 2025 | 14.13% |
| Q4 2025 | 13.53% |
| Q1 2026 | 13.60% |
| Q2 2026 | 13.85% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 1.21% |
| Q4 2024 | 1.26% |
| Q1 2025 | 1.40% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.54% |
| Q1 2026 | 1.32% |
| Q2 2026 | 0.99% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.35% |
| Q3 2024 | 1.19% |
| Q4 2024 | 1.22% |
| Q1 2025 | 1.23% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.10% |
| Q4 2025 | 0.88% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $66.0M | 13.85% | 0.99% | 0.38% | 70.6% |
| Q1 2026 | 68 | $66.7M | 13.60% | 1.32% | 0.28% | 69.0% |
| Q4 2025 | 71 | $66.6M | 13.53% | 1.54% | 0.88% | 70.2% |
| Q3 2025 | 76 | $63.4M | 14.13% | 1.20% | 1.10% | 76.1% |
| Q2 2025 | 77 | $60.7M | 14.56% | 1.46% | 1.31% | 79.5% |
| Q1 2025 | 77 | $58.0M | 14.84% | 1.40% | 1.23% | 83.3% |
| Q4 2024 | 77 | $52.6M | 16.02% | 1.26% | 1.22% | 91.3% |
| Q3 2024 | 78 | $52.3M | 15.78% | 1.21% | 1.19% | 91.7% |
| Q2 2024 | 80 | $51.5M | 15.81% | 1.02% | 1.35% | 92.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| Northwest Community Credit UnionCredit union Morton Grove, IL | 51 out of 100, Below average | $66.6M | 9.4% | 1.27% | vs |
| Acme Continental Credit UnionCredit union Riverdale, IL | 82 out of 100, Strong | $62.5M | 17.1% | 0.55% | vs |
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |
| New Century Federal Credit UnionCredit union Joliet, IL | 80 out of 100, Strong | $60.2M | 13.9% | 0.71% | vs |
| Gale Credit UnionCredit union Galesburg, IL | 73 out of 100, Strong | $73.7M | 10.6% | 0.33% | vs |
Deposit insurance
Is my money safe at Moline Municipal Credit Union?
Yes. Moline Municipal Credit Union is a federally insured credit union (NCUA charter #60186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.7% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Moline Municipal Credit Union lists 2 offices in 1 city. Most locations:
- Moline, IL (2)
Identity & history
Profile
- Legal name
- Moline Municipal Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60186
- RSSD ID
- 440996
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- 3401 16 St, Moline, IL 61265
- Employees
- 10
Quick answers
Moline Municipal Credit Union: common questions
Is Moline Municipal Credit Union NCUA insured?
Yes. Moline Municipal Credit Union is a federally insured credit union (NCUA charter #60186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Moline Municipal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Moline Municipal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Moline
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kone Employees Credit UnionCredit union Moline, IL | 94 out of 100, Very strong | $20.7M | 17.5% | 0.55% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| Liberty Trust & Savings BankBank Durant, IA | 86 out of 100, Very strong | $186.2M | 20.7% | 0.86% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| Service Plus Credit UnionCredit union Moline, IL | 81 out of 100, Strong | $34.7M | 12.3% | 0.46% | vs |