TellerScore

Headquartered in Suffolk, Virginia, Planters Federal Credit Union is a federal credit union with $2.4M in total assets and $1.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.

Planters Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 72nd. Capital cushion contributes the most (100/100, 21.73%); loan quality contributes the least (0/100, 12.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.73%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 12.10%
Earnings28/100
Return on assets (annualized): 0.21%
Funding & liquidity100/100
Loans ÷ shares: 41.1% · 0.0% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 17.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (60 → 57), mostly because the earnings component weakened by 14 points.

TellerScore
576267Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202467
Q4 202462
Q1 202557
Q2 202560
Q3 202563
Q4 202559
Q1 202660
Q2 202657
Net worth ratio
7.00%14.36%21.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.71%
Q3 202419.98%
Q4 202419.84%
Q1 202519.53%
Q2 202519.63%
Q3 202521.06%
Q4 202520.93%
Q1 202621.69%
Q2 202621.73%
Delinquent loans (60+ days)
4.56%8.33%12.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20247.07%
Q3 20245.00%
Q4 20244.56%
Q1 20256.65%
Q2 20259.46%
Q3 20255.05%
Q4 20256.53%
Q1 20268.30%
Q2 202612.10%
Return on assets
0.01%0.63%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20241.26%
Q4 20240.62%
Q1 20250.01%
Q2 20250.56%
Q3 20250.73%
Q4 20250.20%
Q1 20260.44%
Q2 20260.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$2.4M21.73%12.10%0.21%41.1%
Q1 202660$2.4M21.69%8.30%0.44%42.7%
Q4 202559$2.5M20.93%6.53%0.20%43.3%
Q3 202563$2.5M21.06%5.05%0.73%43.2%
Q2 202560$2.7M19.63%9.46%0.56%41.4%
Q1 202557$2.6M19.53%6.65%0.01%43.9%
Q4 202462$2.6M19.84%4.56%0.62%48.6%
Q3 202467$2.6M19.98%5.00%1.26%50.1%
Q2 202459$2.6M19.71%7.07%0.40%51.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.73%
82nd
Problem loans12.10%
1st
Net charge-offs1.27%
10th
Return on assets0.21%
28th
Loans to deposits41.1%
77th
Uninsured deposits0.0%
81st
Loan-loss reserves1.08%
84th
Texas ratio17.2%
6th

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InstitutionScoreAssetsCapitalProblem loansCompare
High Street Baptist Church Federal Credit UnionCredit union Roanoke, VA92 out of 100, Very strong$2.5M14.7%0.00%vs
G E a Employees Federal Credit UnionCredit union Pearisburg, VA92 out of 100, Very strong$2.1M24.1%0.10%vs
Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA50 out of 100, Below average$2.0M23.0%17.09%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs
St. Ann'S Arlington Federal Credit UnionCredit union Arlington, VA76 out of 100, Strong$3.1M12.3%0.00%vs
Inland Motor Employees Federal Credit UnionCredit union Radford, VA70 out of 100, Strong$1.5M30.8%1.58%vs

Deposit insurance

Is my money safe at Planters Federal Credit Union?

Yes. Planters Federal Credit Union is a federally insured credit union (NCUA charter #21367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Planters Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Planters Federal Credit Union
Type
Federal credit union
NCUA charter #
21367
RSSD ID
419086
Primary regulator
NCUA
Established
1973
Headquarters
245 Culloden St, Suffolk, VA 23434
Employees
2

Quick answers

Planters Federal Credit Union: common questions

Is Planters Federal Credit Union NCUA insured?

Yes. Planters Federal Credit Union is a federally insured credit union (NCUA charter #21367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Planters Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Planters Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Suffolk

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
Northern Star Credit Union, Inc.Credit union Portsmouth, VA85 out of 100, Very strong$73.7M16.8%0.32%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs
Pfd Firefighters Credit Union Inc.Credit union Portsmouth, VA82 out of 100, Strong$34.4M14.9%0.07%vs
N a E Federal Credit UnionCredit union Chesapeake, VA81 out of 100, Strong$125.9M16.0%0.36%vs