Headquartered in Fort Worth, Texas, Highway District 2 Credit Union is a federally insured state-chartered credit union with $3.6M in total assets and $2.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.
Highway District 2 Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 174th. Capital cushion contributes the most (100/100, 37.94%); earnings contributes the least (14/100, -0.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (92 → 75), mostly because the earnings component weakened by 48 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 91 |
| Q4 2024 | 92 |
| Q1 2025 | 92 |
| Q2 2025 | 92 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 80 |
| Q2 2026 | 75 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 25.32% |
| Q3 2024 | 26.91% |
| Q4 2024 | 27.88% |
| Q1 2025 | 28.94% |
| Q2 2025 | 29.86% |
| Q3 2025 | 30.75% |
| Q4 2025 | 31.84% |
| Q1 2026 | 31.63% |
| Q2 2026 | 37.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.91% |
| Q4 2024 | 1.04% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.04% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.73% |
| Q1 2026 | -0.01% |
| Q2 2026 | -0.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $3.6M | 37.94% | 0.00% | -0.15% | 112.2% |
| Q1 2026 | 80 | $4.3M | 31.63% | 0.00% | -0.01% | 84.5% |
| Q4 2025 | 87 | $4.3M | 31.84% | 0.00% | 0.73% | 82.3% |
| Q3 2025 | 87 | $4.4M | 30.75% | 0.32% | 0.88% | 71.4% |
| Q2 2025 | 92 | $4.6M | 29.86% | 0.00% | 1.04% | 64.1% |
| Q1 2025 | 92 | $4.7M | 28.94% | 0.00% | 1.08% | 61.5% |
| Q4 2024 | 92 | $4.8M | 27.88% | 0.00% | 1.04% | 55.2% |
| Q3 2024 | 91 | $4.9M | 26.91% | 0.00% | 0.91% | 48.7% |
| Q2 2024 | 88 | $5.1M | 25.32% | 0.10% | 0.63% | 47.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union Pacific Employees Credit UnionCredit union Beaumont, TX | 59 out of 100, Moderate | $3.8M | 23.7% | 2.02% | vs |
| Houston Belt & Terminal Federal Credit UnionCredit union Humble, TX | 60 out of 100, Moderate | $3.8M | 40.5% | 9.37% | vs |
| Vidor Teachers Federal Credit UnionCredit union Vidor, TX | 83 out of 100, Strong | $3.3M | 15.8% | 0.00% | vs |
| Del Rio S.P. Credit UnionCredit union Del Rio, TX | 58 out of 100, Moderate | $3.2M | 37.2% | 5.07% | vs |
| Plains Federal Credit UnionCredit union Plainview, TX | 80 out of 100, Strong | $4.0M | 14.5% | 0.09% | vs |
| Goodyear San Angelo Federal Credit UnionCredit union San Angelo, TX | 71 out of 100, Strong | $4.1M | 14.1% | 1.51% | vs |
Deposit insurance
Is my money safe at Highway District 2 Credit Union?
Yes. Highway District 2 Credit Union is a federally insured credit union (NCUA charter #67468). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 37.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Highway District 2 Credit Union lists 1 office in 1 city. Most locations:
- Fort Worth, TX (1)
Identity & history
Profile
- Legal name
- Highway District 2 Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67468
- RSSD ID
- 775399
- Primary regulator
- State + NCUA
- Established
- 1958
- Headquarters
- 6112 McCart Ave, Suite 205, Fort Worth, TX 76133
- Employees
- 2
Quick answers
Highway District 2 Credit Union: common questions
Is Highway District 2 Credit Union NCUA insured?
Yes. Highway District 2 Credit Union is a federally insured credit union (NCUA charter #67468). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Highway District 2 Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Highway District 2 Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Worth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Worth City Credit UnionCredit union Fort Worth, TX | 93 out of 100, Very strong | $336.8M | 13.1% | 0.03% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| First National Bank of BurlesonBank Burleson, TX | 89 out of 100, Very strong | $250.8M | 12.6% | 0.00% | vs |
| Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX | 89 out of 100, Very strong | $11.9M | 20.9% | 1.07% | vs |
| Allied Federal Credit UnionCredit union Arlington, TX | 88 out of 100, Very strong | $137.6M | 12.2% | 0.23% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |