TellerScore

Headquartered in Miami Lakes, Florida, Jetstream Federal Credit Union is a federal credit union with $307.0M in total assets and $255.3M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1948.

Based on its Q2 2026 filing, Jetstream Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 37% of 1,341 credit unions with $100 million – $1 billion. Among 107 credit unions headquartered in Florida, it ranks 70th. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is earnings (45/100; 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion50/100
Net worth ratio: 9.97%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.32%
Earnings45/100
Return on assets (annualized): 0.62%
Funding & liquidity67/100
Loans ÷ shares: 93.0% · 8.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (72 → 66), mostly because the earnings component weakened by 14 points.

TellerScore
666972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202469
Q4 202467
Q1 202572
Q2 202572
Q3 202570
Q4 202572
Q1 202671
Q2 202666
Net worth ratio
7.00%9.08%11.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.78%
Q3 202410.21%
Q4 202410.77%
Q1 202510.71%
Q2 202510.99%
Q3 202511.00%
Q4 202511.16%
Q1 202610.58%
Q2 20269.97%
Delinquent loans (60+ days)
0.07%0.31%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.30%
Q4 20240.55%
Q1 20250.07%
Q2 20250.23%
Q3 20250.30%
Q4 20250.09%
Q1 20260.10%
Q2 20260.32%
Return on assets
0.58%0.78%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.64%
Q3 20240.62%
Q4 20240.58%
Q1 20250.83%
Q2 20250.98%
Q3 20250.87%
Q4 20250.80%
Q1 20260.72%
Q2 20260.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$307.0M9.97%0.32%0.62%93.0%
Q1 202671$287.6M10.58%0.10%0.72%93.2%
Q4 202572$269.2M11.16%0.09%0.80%100.5%
Q3 202570$269.7M11.00%0.30%0.87%97.1%
Q2 202572$265.5M10.99%0.23%0.98%95.3%
Q1 202572$265.5M10.71%0.07%0.83%92.0%
Q4 202467$260.4M10.77%0.55%0.58%86.0%
Q3 202469$272.2M10.21%0.30%0.62%79.3%
Q2 202467$280.6M9.78%0.32%0.64%80.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.97%
28th
Problem loans0.32%
81st
Net charge-offs0.48%
37th
Return on assets0.62%
40th
Loans to deposits93.0%
11th
Uninsured deposits8.2%
27th
Loan-loss reserves0.00%
50th
Texas ratio2.5%
70th

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs
Loyalty Credit UnionCredit union Pensacola, FL75 out of 100, Strong$300.3M11.6%0.66%vs
Members First Credit Union of FloriCredit union Pensacola, FL93 out of 100, Very strong$315.8M15.4%0.43%vs
Harvesters Federal Credit UnionCredit union Cantonment, FL60 out of 100, Moderate$316.8M9.4%0.83%vs
Alive Credit UnionCredit union Jacksonville, FL78 out of 100, Strong$295.5M11.7%0.47%vs
Gold Coast Federal Credit UnionCredit union Palm Springs, FL75 out of 100, Strong$269.8M11.9%0.43%vs

Deposit insurance

Is my money safe at Jetstream Federal Credit Union?

Yes. Jetstream Federal Credit Union is a federally insured credit union (NCUA charter #24718). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.2% of shares and deposits ($21.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.97%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Jetstream Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jetstream Federal Credit Union
Type
Federal credit union
NCUA charter #
24718
RSSD ID
549787
Primary regulator
NCUA
Established
1948
Headquarters
P.O. Box 5487, Miami Lakes, FL 33014
Employees
61

Quick answers

Jetstream Federal Credit Union: common questions

Is Jetstream Federal Credit Union NCUA insured?

Yes. Jetstream Federal Credit Union is a federally insured credit union (NCUA charter #24718). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jetstream Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jetstream Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Miami Lakes

InstitutionScoreAssetsCapitalProblem loansCompare
Educational Federal Credit UnionCredit union Miami, FL84 out of 100, Strong$1.8B15.4%0.61%vs
Dade County Federal Credit UnionCredit union Sweetwater, FL84 out of 100, Strong$1.5B13.1%0.31%vs
Desjardins Bank, National AssociationBank Hallandale, FL84 out of 100, Strong$362.1M19.3%0.31%vs
Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL81 out of 100, Strong$14.2M22.9%0.04%vs
Shaw-Ross Employees Credit UnionCredit union Miami, FL81 out of 100, Strong$6.8M14.9%0.53%vs
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs