TellerScore

John Wesley Ame Zion Church Federal Credit Union (NCUA charter #22323) is based in Washington, District of Columbia. Its Q2 2026 call report shows $80K in total assets and $70K in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, John Wesley Ame Zion Church Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 9th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (7/100; -0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.66%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings7/100
Return on assets (annualized): -0.33%
Funding & liquidity100/100
Loans ÷ shares: 0.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (75 → 72), mostly because the earnings component weakened by 53 points.

TellerScore
556676Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202464
Q4 202474
Q1 202574
Q2 202575
Q3 202567
Q4 202555
Q1 202674
Q2 202672
Net worth ratio
7.00%9.84%12.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.71%
Q3 20248.70%
Q4 202410.41%
Q1 20259.81%
Q2 20259.43%
Q3 20259.79%
Q4 202512.67%
Q1 202611.62%
Q2 202611.66%
Delinquent loans (60+ days)
0.00%8.55%17.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 202517.11%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.33%0.34%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.97%
Q3 2024-0.14%
Q4 20240.51%
Q1 20250.74%
Q2 20251.01%
Q3 2025-0.16%
Q4 20250.45%
Q1 20260.02%
Q2 2026-0.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$80K11.66%0.00%-0.33%0.4%
Q1 202674$81K11.62%0.00%0.02%1.8%
Q4 202555$74K12.67%17.11%0.45%4.3%
Q3 202567$92K9.79%0.00%-0.16%3.0%
Q2 202575$102K9.43%0.00%1.01%1.6%
Q1 202574$94K9.81%0.00%0.74%2.0%
Q4 202474$87K10.41%0.00%0.51%2.2%
Q3 202464$99K8.70%0.00%-0.14%3.6%
Q2 202476$95K9.71%0.00%0.97%1.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.66%
29th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-0.33%
13th
Loans to deposits0.4%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves100.00%
100th
Texas ratio0.0%
93rd

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InstitutionScoreAssetsCapitalProblem loansCompare
Mt Gilead Federal Credit UnionCredit union Washington, DC93 out of 100, Very strong$78K17.5%0.00%vs
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Paramount Baptist Church Federal Credit UnionCredit union Washington, DC66 out of 100, Moderate$174K41.4%4.68%vs
Sargent Federal Credit UnionCredit union Washington, DC68 out of 100, Moderate$258K16.3%22.05%vs
Phi Beta Sigma Federal Credit UnionCredit union Washington, DC49 out of 100, Below average$991K10.1%13.69%vs
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs

Deposit insurance

Is my money safe at John Wesley Ame Zion Church Federal Credit Union?

Yes. John Wesley Ame Zion Church Federal Credit Union is a federally insured credit union (NCUA charter #22323). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.66%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

John Wesley Ame Zion Church Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
John Wesley Ame Zion Church Federal Credit Union
Type
Federal credit union
NCUA charter #
22323
RSSD ID
546487
Primary regulator
NCUA
Established
1976
Headquarters
1615 14th St Nw, Washington, DC 20009

Quick answers

John Wesley Ame Zion Church Federal Credit Union: common questions

Is John Wesley Ame Zion Church Federal Credit Union NCUA insured?

Yes. John Wesley Ame Zion Church Federal Credit Union is a federally insured credit union (NCUA charter #22323). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is John Wesley Ame Zion Church Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does John Wesley Ame Zion Church Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

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