Northampton Area School Dist. Emps Federal Credit Union (NCUA charter #24911) is based in Northampton, Pennsylvania. Its Q2 2026 call report shows $11.7M in total assets and $9.2M in member shares and deposits and 2 offices.
Northampton Area School Dist. Emps Federal Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 14th. Capital cushion contributes the most (100/100, 20.91%); earnings contributes the least (79/100, 1.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (96 → 95).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 96 |
| Q4 2024 | 95 |
| Q1 2025 | 95 |
| Q2 2025 | 96 |
| Q3 2025 | 95 |
| Q4 2025 | 95 |
| Q1 2026 | 95 |
| Q2 2026 | 95 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.44% |
| Q3 2024 | 18.90% |
| Q4 2024 | 18.31% |
| Q1 2025 | 18.04% |
| Q2 2025 | 18.29% |
| Q3 2025 | 19.10% |
| Q4 2025 | 19.29% |
| Q1 2026 | 19.88% |
| Q2 2026 | 20.91% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.09% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.43% |
| Q3 2024 | 1.47% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.40% |
| Q2 2025 | 1.50% |
| Q3 2025 | 1.32% |
| Q4 2025 | 1.32% |
| Q1 2026 | 1.42% |
| Q2 2026 | 1.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $11.7M | 20.91% | 0.09% | 1.47% | 51.8% |
| Q1 2026 | 95 | $12.1M | 19.88% | 0.00% | 1.42% | 49.5% |
| Q4 2025 | 95 | $12.3M | 19.29% | 0.00% | 1.32% | 49.8% |
| Q3 2025 | 95 | $12.2M | 19.10% | 0.00% | 1.32% | 52.1% |
| Q2 2025 | 96 | $12.6M | 18.29% | 0.00% | 1.50% | 48.2% |
| Q1 2025 | 95 | $12.5M | 18.04% | 0.00% | 1.40% | 48.2% |
| Q4 2024 | 95 | $12.0M | 18.31% | 0.00% | 1.32% | 51.0% |
| Q3 2024 | 96 | $11.5M | 18.90% | 0.04% | 1.47% | 55.8% |
| Q2 2024 | 95 | $11.5M | 18.44% | 0.00% | 1.43% | 55.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Clairton Works Federal Credit UnionCredit union Clairton, PA | 87 out of 100, Very strong | $11.8M | 15.2% | 0.06% | vs |
| Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA | 76 out of 100, Strong | $11.9M | 10.3% | 0.04% | vs |
| Pennsylvania-American Water Federal Credit UnionCredit union Bethel Park, PA | 72 out of 100, Strong | $12.0M | 12.8% | 0.40% | vs |
| Bradford Area Federal Credit UnionCredit union Bradford, PA | 78 out of 100, Strong | $11.4M | 13.7% | 0.30% | vs |
| Dertown School Federal Credit UnionCredit union Latrobe, PA | 84 out of 100, Strong | $12.3M | 30.4% | 0.00% | vs |
| Wabellco Federal Credit UnionCredit union Washington, PA | 74 out of 100, Strong | $12.3M | 9.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Northampton Area School Dist. Emps Federal Credit Union?
Yes. Northampton Area School Dist. Emps Federal Credit Union is a federally insured credit union (NCUA charter #24911). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.3% of shares and deposits ($24K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.91%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Northampton Area School Dist. Emps Federal Credit Union lists 2 offices in 1 city. Most locations:
- Northampton, PA (2)
Identity & history
Profile
- Legal name
- Northampton Area School Dist. Emps Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24911
- RSSD ID
- 470993
- Primary regulator
- NCUA
- Established
- 1939
- Headquarters
- 2014 Laubach Ave, Northampton, PA 18067
- Employees
- 1
Quick answers
Northampton Area School Dist. Emps Federal Credit Union: common questions
Is Northampton Area School Dist. Emps Federal Credit Union NCUA insured?
Yes. Northampton Area School Dist. Emps Federal Credit Union is a federally insured credit union (NCUA charter #24911). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northampton Area School Dist. Emps Federal Credit Union's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northampton Area School Dist. Emps Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Northampton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Lehigh County Employees Federal Credit UnionCredit union Allentown, PA | 96 out of 100, Very strong | $33.1M | 15.7% | 0.00% | vs |
| Aac Credit UnionCredit union Grand Rapids, MI | 90 out of 100, Very strong | $212.4M | 24.2% | 0.36% | vs |
| The Neffs National BankBank Neffs, PA | 87 out of 100, Very strong | $470.8M | 16.8% | 0.04% | vs |
| Allentown Federal Credit UnionCredit union Allentown, PA | 86 out of 100, Very strong | $127.7M | 16.5% | 0.76% | vs |
| Lehigh Valley Educators Credit UnionCredit union Allentown, PA | 83 out of 100, Strong | $485.2M | 15.5% | 1.09% | vs |