TellerScore

McKeesport Area Public School Emp Federal Credit Union (NCUA charter #2003) is based in McKeesport, Pennsylvania. Its Q2 2026 call report shows $4.2M in total assets and $3.0M in member shares and deposits and 1 office.

McKeesport Area Public School Emp Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 204th. Capital cushion contributes the most (100/100, 26.86%); loan quality contributes the least (0/100, 3.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.86%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.51%
Earnings100/100
Return on assets (annualized): 2.64%
Funding & liquidity50/100
Loans ÷ shares: 115.1% · 0.0% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.82%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (79 → 65), mostly because the loan quality component weakened by 50 points.

TellerScore
657992Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202488
Q4 202472
Q1 202577
Q2 202579
Q3 202592
Q4 202585
Q1 202688
Q2 202665
Net worth ratio
7.00%16.93%26.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202425.00%
Q3 202424.19%
Q4 202424.21%
Q1 202524.98%
Q2 202525.56%
Q3 202526.21%
Q4 202526.21%
Q1 202626.53%
Q2 202626.86%
Delinquent loans (60+ days)
0.09%1.80%3.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.60%
Q4 20241.90%
Q1 20251.69%
Q2 20251.49%
Q3 20250.09%
Q4 20250.62%
Q1 20260.51%
Q2 20263.51%
Return on assets
1.52%2.12%2.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.88%
Q3 20242.01%
Q4 20241.52%
Q1 20252.47%
Q2 20252.16%
Q3 20252.14%
Q4 20251.84%
Q1 20262.72%
Q2 20262.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$4.2M26.86%3.51%2.64%115.1%
Q1 202688$4.1M26.53%0.51%2.72%117.8%
Q4 202585$4.0M26.21%0.62%1.84%116.9%
Q3 202592$4.0M26.21%0.09%2.14%117.0%
Q2 202579$4.0M25.56%1.49%2.16%116.3%
Q1 202577$4.0M24.98%1.69%2.47%112.5%
Q4 202472$4.1M24.21%1.90%1.52%111.0%
Q3 202488$4.1M24.19%0.60%2.01%107.6%
Q2 202485$3.8M25.00%0.73%1.88%108.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.86%
92nd
Problem loans3.51%
10th
Net charge-offs-0.04%
91st
Return on assets2.64%
98th
Loans to deposits115.1%
1st
Uninsured deposits0.0%
81st
Loan-loss reserves0.45%
77th
Texas ratio10.8%
12th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
University of Pennsylvania Students Federal Credit UnionCredit union Philadelphia, PA59 out of 100, Moderate$4.4M18.3%4.20%vs
Avh Federal Credit UnionCredit union Natrona Heights, PA80 out of 100, Strong$4.4M37.7%0.85%vs
Kennaford Federal Credit UnionCredit union Bedford, PA60 out of 100, Moderate$3.8M32.8%2.25%vs
Saint Nicholas Federal Credit UnionCredit union Wilkes Barre, PA81 out of 100, Strong$3.6M15.0%0.85%vs
Greensburg Teachers Credit UnionCredit union Greensburg, PA78 out of 100, Strong$4.7M14.3%0.00%vs

Deposit insurance

Is my money safe at McKeesport Area Public School Emp Federal Credit Union?

Yes. McKeesport Area Public School Emp Federal Credit Union is a federally insured credit union (NCUA charter #2003). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

McKeesport Area Public School Emp Federal Credit Union lists 1 office in 1 city. Most locations:

  • McKeesport, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
McKeesport Area Public School Emp Federal Credit Union
Type
Federal credit union
NCUA charter #
2003
RSSD ID
161572
Primary regulator
NCUA
Established
1937
Headquarters
3590 Oneil Blvd, McKeesport, PA 15132
Employees
1

Quick answers

McKeesport Area Public School Emp Federal Credit Union: common questions

Is McKeesport Area Public School Emp Federal Credit Union NCUA insured?

Yes. McKeesport Area Public School Emp Federal Credit Union is a federally insured credit union (NCUA charter #2003). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is McKeesport Area Public School Emp Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does McKeesport Area Public School Emp Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near McKeesport

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$15.4M15.4%0.07%vs
VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
Mt Pleasant Area School Emp Federal Credit UnionCredit union Mount Pleasant, PA97 out of 100, Very strong$2.3M25.4%0.00%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs