TellerScore

Headquartered in Grand Forks, North Dakota, Med Park Credit Union is a federally insured state-chartered credit union with $18.1M in total assets and $14.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.

Med Park Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 6th. Capital cushion contributes the most (100/100, 16.53%); earnings contributes the least (50/100, 0.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.53%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.04%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity75/100
Loans ÷ shares: 84.9% · 3.1% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (89 → 86), mostly because the earnings component weakened by 17 points.

TellerScore
869195Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202492
Q4 202494
Q1 202590
Q2 202589
Q3 202589
Q4 202589
Q1 202686
Q2 202686
Net worth ratio
7.00%11.77%16.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.93%
Q3 202415.13%
Q4 202415.12%
Q1 202514.84%
Q2 202515.60%
Q3 202516.05%
Q4 202516.22%
Q1 202616.04%
Q2 202616.53%
Delinquent loans (60+ days)
0.00%0.13%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.04%
Q3 20240.26%
Q4 20240.06%
Q1 20250.05%
Q2 20250.04%
Q3 20250.04%
Q4 20250.00%
Q1 20260.01%
Q2 20260.04%
Return on assets
0.71%1.52%2.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.34%
Q3 20241.97%
Q4 20241.83%
Q1 20251.28%
Q2 20251.17%
Q3 20251.17%
Q4 20251.14%
Q1 20260.71%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$18.1M16.53%0.04%0.75%84.9%
Q1 202686$18.5M16.04%0.01%0.71%85.1%
Q4 202589$18.0M16.22%0.00%1.14%88.8%
Q3 202589$17.9M16.05%0.04%1.17%90.8%
Q2 202589$18.1M15.60%0.04%1.17%90.9%
Q1 202590$18.7M14.84%0.05%1.28%83.0%
Q4 202494$18.0M15.12%0.06%1.83%87.6%
Q3 202492$17.5M15.13%0.26%1.97%92.6%
Q2 202495$17.4M14.93%0.04%2.34%93.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.53%
63rd
Problem loans0.04%
84th
Net charge-offs-0.02%
89th
Return on assets0.75%
56th
Loans to deposits84.9%
14th
Uninsured deposits3.1%
35th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

Similar-size credit unions in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Northern Valley Federal Credit UnionCredit union Grand Forks, ND84 out of 100, Strong$20.3M13.3%0.04%vs
Minot Area Schools Federal Credit UnionCredit union Minot, ND69 out of 100, Moderate$14.8M9.0%0.06%vs
Fargo VA Federal Credit UnionCredit union Fargo, ND84 out of 100, Strong$14.1M12.6%0.00%vs
Cce Federal Credit UnionCredit union Fargo, ND72 out of 100, Strong$14.0M18.5%3.34%vs
Area Community Credit UnionCredit union Grand Forks, ND72 out of 100, Strong$27.7M18.8%1.54%vs
Postal Family Federal Credit UnionCredit union Fargo, ND74 out of 100, Strong$30.2M10.5%0.19%vs

Deposit insurance

Is my money safe at Med Park Credit Union?

Yes. Med Park Credit Union is a federally insured credit union (NCUA charter #62593). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($462K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Med Park Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Med Park Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62593
RSSD ID
783693
Primary regulator
State + NCUA
Established
1965
Headquarters
2150 32nd Ave S Ste E, Grand Forks, ND 58201
Employees
4

Quick answers

Med Park Credit Union: common questions

Is Med Park Credit Union NCUA insured?

Yes. Med Park Credit Union is a federally insured credit union (NCUA charter #62593). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Med Park Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Med Park Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Grand Forks

InstitutionScoreAssetsCapitalProblem loansCompare
University Federal Credit UnionCredit union Grand Forks, ND91 out of 100, Very strong$46.1M14.4%0.72%vs
Northern Valley Federal Credit UnionCredit union Grand Forks, ND84 out of 100, Strong$20.3M13.3%0.04%vs
Riverfork Federal Credit UnionCredit union Grand Forks, ND78 out of 100, Strong$31.2M13.9%0.70%vs
Northern Sts Pwr Company Emp Federal Credit UnionCredit union Grand Forks, ND77 out of 100, Strong$1.5M10.8%0.00%vs
KodaBankBank Drayton, ND75 out of 100, Strong$559.8M10.3%0.30%vs
First State BankBank Buxton, ND75 out of 100, Strong$424.2M9.8%0.00%vs