TellerScore

Medisys Employees Federal Credit Union is a federal credit union headquartered in Jamaica, New York, in business for about 54 years. At the end of Q2 2026 it reported $33.3M in total assets and $30.0M in member shares and deposits, with 1 office.

Medisys Employees Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 149th. Funding & liquidity contributes the most (100/100, 30% loans-to-deposits, 3% uninsured); capital cushion contributes the least (45/100, 9.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.51%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.70%
Earnings58/100
Return on assets (annualized): 0.94%
Funding & liquidity100/100
Loans ÷ shares: 30.1% · 3.1% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 18 points.

TellerScore
616670Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202465
Q4 202462
Q1 202562
Q2 202566
Q3 202567
Q4 202569
Q1 202670
Q2 202669
Net worth ratio
7.00%8.25%9.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.25%
Q3 20248.18%
Q4 20248.66%
Q1 20258.41%
Q2 20258.67%
Q3 20258.80%
Q4 20259.21%
Q1 20269.20%
Q2 20269.51%
Delinquent loans (60+ days)
0.20%0.52%0.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.58%
Q3 20240.20%
Q4 20240.83%
Q1 20250.30%
Q2 20250.36%
Q3 20250.36%
Q4 20250.41%
Q1 20260.44%
Q2 20260.70%
Return on assets
0.05%0.49%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.43%
Q4 20240.53%
Q1 20250.05%
Q2 20250.51%
Q3 20250.64%
Q4 20250.75%
Q1 20260.91%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$33.3M9.51%0.70%0.94%30.1%
Q1 202670$33.5M9.20%0.44%0.91%31.2%
Q4 202569$32.7M9.21%0.41%0.75%34.2%
Q3 202567$33.2M8.80%0.36%0.64%31.2%
Q2 202566$32.9M8.67%0.36%0.51%32.6%
Q1 202562$32.9M8.41%0.30%0.05%32.2%
Q4 202462$31.9M8.66%0.83%0.53%30.5%
Q3 202465$33.0M8.18%0.20%0.43%30.1%
Q2 202461$32.3M8.25%0.58%0.40%31.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.51%
13th
Problem loans0.70%
50th
Net charge-offs0.98%
14th
Return on assets0.94%
65th
Loans to deposits30.1%
89th
Uninsured deposits3.1%
35th
Loan-loss reserves0.00%
37th
Texas ratio2.0%
52nd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Rome Federal Credit UnionCredit union Rome, NY58 out of 100, Moderate$33.5M10.7%1.91%vs
Gowanda Area Federal Credit UnionCredit union Gowanda, NY99 out of 100, Very strong$33.5M16.1%0.00%vs
Academic Federal Credit UnionCredit union Briarcliff Mano, NY71 out of 100, Strong$33.7M11.4%1.34%vs
O and R Utilities Employees Federal Credit UnionCredit union Monroe, NY64 out of 100, Moderate$34.7M11.9%0.94%vs
Ed-Med Federal Credit UnionCredit union Ogdensburg, NY76 out of 100, Strong$34.7M12.5%1.08%vs
Elektra Federal Credit UnionCredit union New York, NY62 out of 100, Moderate$31.8M23.0%8.88%vs

Deposit insurance

Is my money safe at Medisys Employees Federal Credit Union?

Yes. Medisys Employees Federal Credit Union is a federally insured credit union (NCUA charter #20885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($933K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.51%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Medisys Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Medisys Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
20885
RSSD ID
845788
Primary regulator
NCUA
Established
1972
Headquarters
8900 Van Wyck Expy, Jamaica, NY 11418
Employees
7

Quick answers

Medisys Employees Federal Credit Union: common questions

Is Medisys Employees Federal Credit Union NCUA insured?

Yes. Medisys Employees Federal Credit Union is a federally insured credit union (NCUA charter #20885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Medisys Employees Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Medisys Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jamaica

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs