Headquartered in Craig, Colorado, Moffat County Schools Federal Credit Union is a federal credit union with $5.7M in total assets and $5.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1962.
Moffat County Schools Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 12th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (46/100, 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 35 points (49 → 84), mostly because the loan quality component improved by 78 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 63 |
| Q4 2024 | 60 |
| Q1 2025 | 51 |
| Q2 2025 | 49 |
| Q3 2025 | 71 |
| Q4 2025 | 69 |
| Q1 2026 | 77 |
| Q2 2026 | 84 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.09% |
| Q3 2024 | 12.71% |
| Q4 2024 | 12.14% |
| Q1 2025 | 11.59% |
| Q2 2025 | 11.23% |
| Q3 2025 | 11.31% |
| Q4 2025 | 11.31% |
| Q1 2026 | 11.27% |
| Q2 2026 | 13.09% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 2.03% |
| Q4 2024 | 2.12% |
| Q1 2025 | 2.29% |
| Q2 2025 | 2.34% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.43% |
| Q1 2025 | -0.28% |
| Q2 2025 | -0.31% |
| Q3 2025 | -0.22% |
| Q4 2025 | -0.53% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $5.7M | 13.09% | 0.00% | 0.64% | 39.1% |
| Q1 2026 | 77 | $6.6M | 11.27% | 0.10% | 0.58% | 35.4% |
| Q4 2025 | 69 | $6.5M | 11.31% | 0.00% | -0.53% | 36.8% |
| Q3 2025 | 71 | $6.7M | 11.31% | 0.00% | -0.22% | 36.1% |
| Q2 2025 | 49 | $6.7M | 11.23% | 2.34% | -0.31% | 38.5% |
| Q1 2025 | 51 | $6.6M | 11.59% | 2.29% | -0.28% | 37.8% |
| Q4 2024 | 60 | $6.3M | 12.14% | 2.12% | 0.43% | 42.9% |
| Q3 2024 | 63 | $6.0M | 12.71% | 2.03% | 0.50% | 49.0% |
| Q2 2024 | 83 | $5.8M | 13.09% | 0.00% | 0.56% | 54.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO | 80 out of 100, Strong | $5.6M | 14.5% | 0.00% | vs |
| Options Credit UnionCredit union Littleton, CO | 41 out of 100, Below average | $5.5M | 7.0% | 1.20% | vs |
| Valley Educators Credit UnionCredit union Alamosa, CO | 56 out of 100, Moderate | $6.1M | 22.0% | 2.42% | vs |
| Co-Ne Federal Credit UnionCredit union Julesburg, CO | 63 out of 100, Moderate | $4.2M | 8.7% | 0.00% | vs |
| One Thirteen Credit UnionCredit union Colorado Spring, CO | 43 out of 100, Below average | $8.5M | 9.4% | 2.25% | vs |
| Rio Blanco Schools Federal Credit UnionCredit union Rangely, CO | 82 out of 100, Strong | $9.0M | 16.9% | 0.46% | vs |
Deposit insurance
Is my money safe at Moffat County Schools Federal Credit Union?
Yes. Moffat County Schools Federal Credit Union is a federally insured credit union (NCUA charter #15230). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.09%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Moffat County Schools Federal Credit Union lists 1 office in 1 city. Most locations:
- Craig, CO (1)
Identity & history
Profile
- Legal name
- Moffat County Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15230
- RSSD ID
- 36689
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 585 Tucker St, Craig, CO 81625
- Employees
- 2
Quick answers
Moffat County Schools Federal Credit Union: common questions
Is Moffat County Schools Federal Credit Union NCUA insured?
Yes. Moffat County Schools Federal Credit Union is a federally insured credit union (NCUA charter #15230). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Moffat County Schools Federal Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Moffat County Schools Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Craig
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Michaels Federal Credit UnionCredit union Craig, CO | 86 out of 100, Very strong | $1.0M | 12.5% | 0.61% | vs |
| Yampa Valley BankBank Steamboat Springs, CO | 78 out of 100, Strong | $687.6M | 9.4% | 0.09% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |