TellerScore

Headquartered in Milan, New Mexico, Mt Taylor Federal Credit Union is a federal credit union with $2.2M in total assets and $1.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1960.

Mt Taylor Federal Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 2nd. Its five components are fairly even, ranging from 97 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.65%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.14%
Funding & liquidity97/100
Loans ÷ shares: 62.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (89 → 100), mostly because the earnings component improved by 50 points.

TellerScore
8392100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202483
Q3 202485
Q4 202485
Q1 202587
Q2 202589
Q3 202590
Q4 202589
Q1 202690
Q2 2026100
Net worth ratio
7.00%13.06%19.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202416.97%
Q3 202417.51%
Q4 202418.06%
Q1 202518.27%
Q2 202518.37%
Q3 202518.56%
Q4 202519.12%
Q1 202619.03%
Q2 202618.65%
Delinquent loans (60+ days)
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.02%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.17%0.98%2.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.17%
Q3 20240.11%
Q4 20240.12%
Q1 20250.44%
Q2 20250.74%
Q3 20250.95%
Q4 20250.84%
Q1 20260.84%
Q2 20262.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$2.2M18.65%0.00%2.14%62.9%
Q1 202690$2.1M19.03%0.00%0.84%66.1%
Q4 202589$2.1M19.12%0.00%0.84%72.3%
Q3 202590$2.1M18.56%0.00%0.95%71.9%
Q2 202589$2.1M18.37%0.00%0.74%68.2%
Q1 202587$2.1M18.27%0.00%0.44%62.7%
Q4 202485$2.1M18.06%0.00%0.12%60.5%
Q3 202485$2.1M17.51%0.02%0.11%56.5%
Q2 202483$2.2M16.97%0.00%-0.17%43.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.65%
72nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets2.14%
95th
Loans to deposits62.9%
44th
Uninsured deposits0.0%
81st
Loan-loss reserves0.91%
82nd
Texas ratio0.0%
93rd

Similar-size credit unions in New Mexico

InstitutionScoreAssetsCapitalProblem loansCompare
Deming Schools Employees Credit UnionCredit union Deming, NM88 out of 100, Very strong$5.4M24.8%0.11%vs
Rincones Presbyterian Credit UnionCredit union Chacon, NM64 out of 100, Moderate$6.5M10.3%1.55%vs
The Florist Federal Credit UnionCredit union Roswell, NM64 out of 100, Moderate$7.1M15.1%1.90%vs
Quay Schools Federal Credit UnionCredit union Tucumcari, NM83 out of 100, Strong$8.6M19.4%0.03%vs
U-1st Community Federal Credit UnionCredit union Carlsbad, NM74 out of 100, Strong$9.3M14.4%0.24%vs
Internationalites Federal Credit UnionCredit union Carlsbad, NM75 out of 100, Strong$11.7M17.2%0.20%vs

Deposit insurance

Is my money safe at Mt Taylor Federal Credit Union?

Yes. Mt Taylor Federal Credit Union is a federally insured credit union (NCUA charter #13654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Mt Taylor Federal Credit Union lists 2 offices in 1 city. Most locations:

  • Grants, NM (2)

All branch addresses and map

Identity & history

Profile

Legal name
Mt Taylor Federal Credit Union
Type
Federal credit union
NCUA charter #
13654
RSSD ID
67085
Primary regulator
NCUA
Established
1960
Headquarters
Po Box 2550, Milan, NM 87021
Employees
1

Quick answers

Mt Taylor Federal Credit Union: common questions

Is Mt Taylor Federal Credit Union NCUA insured?

Yes. Mt Taylor Federal Credit Union is a federally insured credit union (NCUA charter #13654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt Taylor Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt Taylor Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Milan

InstitutionScoreAssetsCapitalProblem loansCompare
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Tbk Bank, SSBBank Dallas, TX52 out of 100, Below average$7.4B9.9%1.65%vs