TellerScore

Farmers Bank of Lohman, Missouri (FDIC certificate #8268) is based in Jefferson City, Missouri. Its Q2 2026 call report shows $82.9M in total assets and $70.1M in deposits and 2 offices.

Based on its Q2 2026 filing, Farmers Bank of Lohman, Missouri scores 93/100, which we describe as very strong. That is higher than 94% of 546 banks with under $100 million in assets. Among 194 banks headquartered in Missouri, it ranks 6th. Its strongest component is capital cushion (100/100; 17.13%), and its lowest is earnings (67/100; 1.18%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 17.13%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings67/100
Return on assets (annualized): 1.18%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 33.9% · 2.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (96 → 93), mostly because the earnings component weakened by 12 points.

TellerScore
909498Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202490
Q4 202490
Q1 202598
Q2 202596
Q3 202594
Q4 202594
Q1 202692
Q2 202693
Tier 1 leverage ratio
5.00%11.14%17.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.08%
Q3 202417.27%
Q4 202417.02%
Q1 202516.87%
Q2 202516.91%
Q3 202516.93%
Q4 202516.71%
Q1 202617.14%
Q2 202617.13%
Noncurrent loans
0.00%0.02%0.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.03%
Q1 20250.03%
Q2 20250.03%
Q3 20250.03%
Q4 20250.02%
Q1 20260.02%
Q2 20260.02%
Return on assets
0.77%1.30%1.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.80%
Q4 20240.77%
Q1 20251.82%
Q2 20251.47%
Q3 20251.33%
Q4 20251.27%
Q1 20261.06%
Q2 20261.18%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$82.9M17.13%0.02%1.18%33.9%
Q1 202692$81.0M17.14%0.02%1.06%36.3%
Q4 202594$80.6M16.71%0.02%1.27%35.6%
Q3 202594$81.0M16.93%0.03%1.33%34.7%
Q2 202596$79.3M16.91%0.03%1.47%36.4%
Q1 202598$78.6M16.87%0.03%1.82%35.7%
Q4 202490$76.0M17.02%0.03%0.77%34.6%
Q3 202490$76.6M17.27%0.00%0.80%36.3%
Q2 202491$76.2M17.08%0.00%0.84%36.6%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.13%
79th
Total risk-based capital0.00%
27th
Problem loans0.02%
67th
Net charge-offs0.00%
58th
Return on assets1.18%
61st
Net interest margin3.01%
16th
Efficiency ratio51.2%
89th
Loans to deposits33.9%
88th
Uninsured deposits2.9%
97th
Loan-loss reserves0.88%
22nd
Texas ratio0.0%
70th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Bank of Moniteau CountyBank Jamestown, MO75 out of 100, Strong$83.2M11.1%0.72%vs
Paramount BankBank Hazelwood, MO55 out of 100, Moderate$86.6M10.9%0.55%vs
Sherwood Community BankBank Creighton, MO64 out of 100, Moderate$77.9M9.0%1.30%vs
Bank of IberiaBank Iberia, MO68 out of 100, Moderate$73.9M9.1%0.48%vs
Flat Branch BankBank Richmond, MO71 out of 100, Strong$92.8M12.6%0.00%vs
Community Bank of MissouriBank Richmond, MO74 out of 100, Strong$94.1M13.9%1.98%vs

Deposit insurance

Is my money safe at Farmers Bank of Lohman, Missouri?

Yes. Farmers Bank of Lohman, Missouri is an FDIC-insured institution (FDIC certificate #8268). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 2.9% of deposits ($2.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Farmers Bank of Lohman, Missouri lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Farmers Bank of Lohman, Missouri
Type
State-chartered bank
FDIC certificate #
8268
RSSD ID
743950
Primary regulator
FDIC
Established
February 23, 1909
Headquarters
103 Lomo Dr, Jefferson City, MO 65109
Employees
9

Quick answers

Farmers Bank of Lohman, Missouri: common questions

Is Farmers Bank of Lohman, Missouri FDIC insured?

Yes. Farmers Bank of Lohman, Missouri is an FDIC-insured institution (FDIC certificate #8268). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Farmers Bank of Lohman, Missouri's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Farmers Bank of Lohman, Missouri ever failed?

There is no failure record for FDIC certificate #8268 in the FDIC failed bank list.

How many branches does Farmers Bank of Lohman, Missouri have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Jefferson City

InstitutionScoreAssetsCapitalProblem loansCompare
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Our Lady of Snows Credit UnionCredit union Henley, MO96 out of 100, Very strong$4.6M15.3%0.00%vs
Legends BankBank Linn, MO90 out of 100, Very strong$635.5M18.3%0.51%vs
The Maries County BankBank Vienna, MO89 out of 100, Very strong$600.5M14.8%0.12%vs
United Credit UnionCredit union Mexico, MO88 out of 100, Very strong$302.1M15.2%0.40%vs
Civic Central Credit UnionCredit union Jefferson City, MO86 out of 100, Very strong$105.0M13.8%0.48%vs