Northwest Community Credit Union (NCUA charter #97108) is based in Morton Grove, Illinois. Its Q2 2026 call report shows $66.6M in total assets and $61.0M in member shares and deposits and 4 offices across 2 states.
Northwest Community Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 182nd. Problem-loan coverage contributes the most (79/100, 10.4%); earnings contributes the least (19/100, -0.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (61 → 51), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 57 |
| Q1 2025 | 63 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 57 |
| Q1 2026 | 55 |
| Q2 2026 | 51 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.80% |
| Q3 2024 | 9.98% |
| Q4 2024 | 9.78% |
| Q1 2025 | 9.88% |
| Q2 2025 | 9.89% |
| Q3 2025 | 9.90% |
| Q4 2025 | 9.78% |
| Q1 2026 | 9.62% |
| Q2 2026 | 9.44% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.13% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.92% |
| Q1 2026 | 0.95% |
| Q2 2026 | 1.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.26% |
| Q3 2024 | -0.18% |
| Q4 2024 | -0.23% |
| Q1 2025 | 0.33% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.01% |
| Q2 2026 | -0.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $66.6M | 9.44% | 1.27% | -0.01% | 84.9% |
| Q1 2026 | 55 | $65.4M | 9.62% | 0.95% | 0.01% | 82.9% |
| Q4 2025 | 57 | $65.3M | 9.78% | 0.92% | 0.05% | 80.5% |
| Q3 2025 | 60 | $64.8M | 9.90% | 0.63% | 0.12% | 81.4% |
| Q2 2025 | 61 | $64.9M | 9.89% | 0.73% | 0.19% | 77.7% |
| Q1 2025 | 63 | $64.8M | 9.88% | 0.64% | 0.33% | 76.0% |
| Q4 2024 | 57 | $65.9M | 9.78% | 0.71% | -0.23% | 75.3% |
| Q3 2024 | 64 | $65.2M | 9.98% | 0.13% | -0.18% | 75.0% |
| Q2 2024 | 63 | $66.5M | 9.80% | 0.19% | -0.26% | 72.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| Moline Municipal Credit UnionCredit union Moline, IL | 73 out of 100, Strong | $66.0M | 13.8% | 0.99% | vs |
| Acme Continental Credit UnionCredit union Riverdale, IL | 82 out of 100, Strong | $62.5M | 17.1% | 0.55% | vs |
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |
| New Century Federal Credit UnionCredit union Joliet, IL | 80 out of 100, Strong | $60.2M | 13.9% | 0.71% | vs |
| Gale Credit UnionCredit union Galesburg, IL | 73 out of 100, Strong | $73.7M | 10.6% | 0.33% | vs |
Deposit insurance
Is my money safe at Northwest Community Credit Union?
Northwest Community Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.44%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Northwest Community Credit Union lists 4 offices in 3 cities across 2 states. Most locations:
- Morton Grove, IL (2)
- Chicago, IL (1)
- Frisco, TX (1)
Identity & history
Profile
- Legal name
- Northwest Community Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 97108
- RSSD ID
- 389796
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- 8930 Waukegan Rd, Morton Grove, IL 60053
- Employees
- 9
Quick answers
Northwest Community Credit Union: common questions
Is Northwest Community Credit Union NCUA insured?
Northwest Community Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Northwest Community Credit Union's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northwest Community Credit Union have?
4 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Morton Grove
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |