TellerScore

Sunwest Credit Union (NCUA charter #65082) is based in Pueblo, Colorado. Its Q2 2026 call report shows $233.3M in total assets and $204.8M in member shares and deposits and 3 offices.

Sunwest Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 30th. Problem-loan coverage contributes the most (85/100, 7.3%); earnings contributes the least (52/100, 0.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.67%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.19%
Earnings52/100
Return on assets (annualized): 0.79%
Funding & liquidity78/100
Loans ÷ shares: 82.2% · 12.6% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (68 → 66), mostly because the earnings component weakened by 8 points.

TellerScore
666971Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202471
Q4 202467
Q1 202570
Q2 202568
Q3 202568
Q4 202569
Q1 202671
Q2 202666
Net worth ratio
7.00%9.34%11.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.00%
Q3 202411.36%
Q4 202411.35%
Q1 202511.20%
Q2 202511.37%
Q3 202511.48%
Q4 202511.46%
Q1 202611.47%
Q2 202611.67%
Delinquent loans (60+ days)
0.53%0.86%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.70%
Q4 20241.18%
Q1 20250.85%
Q2 20251.16%
Q3 20251.01%
Q4 20250.90%
Q1 20260.53%
Q2 20261.19%
Return on assets
0.72%0.86%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.88%
Q3 20240.95%
Q4 20240.92%
Q1 20250.89%
Q2 20251.00%
Q3 20250.90%
Q4 20250.91%
Q1 20260.72%
Q2 20260.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$233.3M11.67%1.19%0.79%82.2%
Q1 202671$233.0M11.47%0.53%0.72%80.6%
Q4 202569$229.6M11.46%0.90%0.91%81.1%
Q3 202568$226.3M11.48%1.01%0.90%79.8%
Q2 202568$225.0M11.37%1.16%1.00%75.4%
Q1 202570$222.9M11.20%0.85%0.89%74.2%
Q4 202467$215.5M11.35%1.18%0.92%78.2%
Q3 202471$213.5M11.36%0.70%0.95%80.8%
Q2 202470$215.2M11.00%0.73%0.88%74.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.67%
53rd
Problem loans1.19%
22nd
Net charge-offs0.65%
23rd
Return on assets0.79%
54th
Loans to deposits82.2%
34th
Uninsured deposits12.6%
9th
Loan-loss reserves0.00%
50th
Texas ratio7.3%
24th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Sterling Federal Credit UnionCredit union Sterling, CO95 out of 100, Very strong$246.9M17.1%0.00%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
Fitzsimons Federal Credit UnionCredit union Aurora, CO61 out of 100, Moderate$211.4M14.4%1.97%vs
Coloramo Federal Credit UnionCredit union Grand Junction, CO59 out of 100, Moderate$196.3M9.1%0.64%vs
Minnequa Works Credit UnionCredit union Pueblo, CO71 out of 100, Strong$274.0M12.7%0.79%vs
Nuvista Federal Credit UnionCredit union Montrose, CO92 out of 100, Very strong$172.3M14.3%0.00%vs

Deposit insurance

Is my money safe at Sunwest Credit Union?

Yes. Sunwest Credit Union is a federally insured credit union (NCUA charter #65082). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.6% of shares and deposits ($25.8M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Sunwest Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Sunwest Credit Union reported 30 home-loan applications under HMDA (LEI 549300ZJR72I7J2E7R18): 22 originated ($5,200,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Sunwest Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65082
RSSD ID
583295
Primary regulator
State + NCUA
Established
1935
Headquarters
4141 Sovereign Cir, Pueblo, CO 81005
Employees
42

Quick answers

Sunwest Credit Union: common questions

Is Sunwest Credit Union NCUA insured?

Yes. Sunwest Credit Union is a federally insured credit union (NCUA charter #65082). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sunwest Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sunwest Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pueblo

InstitutionScoreAssetsCapitalProblem loansCompare
Pueblo Government Agencies Federal Credit UnionCredit union Pueblo, CO82 out of 100, Strong$43.8M12.7%0.02%vs
Frontier BankBank Lamar, CO81 out of 100, Strong$436.4M10.8%0.32%vs
PB&T BankBank Pueblo, CO75 out of 100, Strong$815.2M10.6%0.54%vs
FirstOak BankBank Independence, KS75 out of 100, Strong$241.2M10.5%0.00%vs
Rocky Mountain Bank & TrustBank Florence, CO74 out of 100, Strong$126.5M13.2%1.71%vs
Academy Bank, National AssociationBank Kansas City, MO73 out of 100, Strong$3.2B14.3%1.05%vs