TellerScore

Fitzsimons Federal Credit Union is a federal credit union headquartered in Aurora, Colorado, in business for about 71 years. At the end of Q2 2026 it reported $211.4M in total assets and $169.6M in member shares and deposits, with 2 offices.

Fitzsimons Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 43rd. Capital cushion contributes the most (94/100, 14.38%); earnings contributes the least (29/100, 0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion94/100
Net worth ratio: 14.38%
Loan quality34/100
Loans 60+ days delinquent ÷ total loans: 1.97%
Earnings29/100
Return on assets (annualized): 0.22%
Funding & liquidity71/100
Loans ÷ shares: 89.7% · 4.8% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.93%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (54 → 61), mostly because the earnings component improved by 21 points.

TellerScore
546473Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202470
Q1 202568
Q2 202554
Q3 202556
Q4 202554
Q1 202657
Q2 202661
Net worth ratio
7.00%10.69%14.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.47%
Q3 202413.75%
Q4 202414.02%
Q1 202514.35%
Q2 202514.10%
Q3 202514.18%
Q4 202514.07%
Q1 202613.97%
Q2 202614.38%
Delinquent loans (60+ days)
0.79%1.65%2.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.79%
Q3 20240.81%
Q4 20241.20%
Q1 20251.32%
Q2 20252.12%
Q3 20252.00%
Q4 20252.51%
Q1 20261.87%
Q2 20261.97%
Return on assets
-0.34%0.15%0.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.56%
Q4 20240.64%
Q1 20250.49%
Q2 2025-0.30%
Q3 2025-0.20%
Q4 20250.01%
Q1 2026-0.34%
Q2 20260.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$211.4M14.38%1.97%0.22%89.7%
Q1 202657$214.6M13.97%1.87%-0.34%86.3%
Q4 202554$214.3M14.07%2.51%0.01%88.4%
Q3 202556$210.3M14.18%2.00%-0.20%93.9%
Q2 202554$213.1M14.10%2.12%-0.30%93.7%
Q1 202568$213.6M14.35%1.32%0.49%93.6%
Q4 202470$216.7M14.02%1.20%0.64%92.3%
Q3 202473$215.6M13.75%0.81%0.56%91.7%
Q2 202472$219.2M13.47%0.79%0.50%89.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.38%
82nd
Problem loans1.97%
6th
Net charge-offs1.16%
6th
Return on assets0.22%
12th
Loans to deposits89.7%
18th
Uninsured deposits4.8%
62nd
Loan-loss reserves0.00%
50th
Texas ratio10.9%
11th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
Coloramo Federal Credit UnionCredit union Grand Junction, CO59 out of 100, Moderate$196.3M9.1%0.64%vs
Sunwest Credit UnionCredit union Pueblo, CO66 out of 100, Moderate$233.3M11.7%1.19%vs
Sterling Federal Credit UnionCredit union Sterling, CO95 out of 100, Very strong$246.9M17.1%0.00%vs
Nuvista Federal Credit UnionCredit union Montrose, CO92 out of 100, Very strong$172.3M14.3%0.00%vs
Space Age Credit UnionCredit union Aurora, CO39 out of 100, Low$167.7M8.1%2.13%vs

Deposit insurance

Is my money safe at Fitzsimons Federal Credit Union?

Yes. Fitzsimons Federal Credit Union is a federally insured credit union (NCUA charter #10572). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($8.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Fitzsimons Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Fitzsimons Federal Credit Union reported 78 home-loan applications under HMDA (LEI 549300RU85PQV881NJ83): 47 originated ($7,315,000 total), 28 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 37.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Fitzsimons Federal Credit Union
Type
Federal credit union
NCUA charter #
10572
RSSD ID
828183
Primary regulator
NCUA
Established
1955
Headquarters
2201 N Fitzsimons Pkwy, Aurora, CO 80045
Employees
44

Quick answers

Fitzsimons Federal Credit Union: common questions

Is Fitzsimons Federal Credit Union NCUA insured?

Yes. Fitzsimons Federal Credit Union is a federally insured credit union (NCUA charter #10572). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fitzsimons Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fitzsimons Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs