TellerScore

Transit Authority Division B Federal Credit Union (NCUA charter #798) is based in New York, New York. Its Q2 2026 call report shows $6.1M in total assets and $5.2M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Transit Authority Division B Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 206th. Its strongest component is funding & liquidity (100/100; 21% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 6.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.08%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.97%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity100/100
Loans ÷ shares: 21.4% · 0.0% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (68 → 60), mostly because the earnings component weakened by 54 points.

TellerScore
607589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202467
Q4 202474
Q1 202579
Q2 202568
Q3 202589
Q4 202569
Q1 202661
Q2 202660
Net worth ratio
7.00%10.54%14.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.37%
Q3 202411.11%
Q4 202411.40%
Q1 202512.24%
Q2 202512.95%
Q3 202513.31%
Q4 202513.44%
Q1 202613.99%
Q2 202614.08%
Delinquent loans (60+ days)
0.69%3.83%6.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.34%
Q3 20241.96%
Q4 20241.38%
Q1 20251.49%
Q2 20254.72%
Q3 20250.69%
Q4 20253.01%
Q1 20264.28%
Q2 20266.97%
Return on assets
0.65%2.13%3.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.52%
Q3 20241.47%
Q4 20241.57%
Q1 20253.60%
Q2 20252.81%
Q3 20252.20%
Q4 20252.00%
Q1 20260.75%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$6.1M14.08%6.97%0.65%21.4%
Q1 202661$6.1M13.99%4.28%0.75%21.6%
Q4 202569$6.2M13.44%3.01%2.00%21.9%
Q3 202589$6.1M13.31%0.69%2.20%22.7%
Q2 202568$6.2M12.95%4.72%2.81%23.4%
Q1 202579$6.3M12.24%1.49%3.60%24.1%
Q4 202474$6.2M11.40%1.38%1.57%23.2%
Q3 202467$6.1M11.11%1.96%1.47%24.6%
Q2 202471$6.4M10.37%1.34%1.52%22.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.08%
48th
Problem loans6.97%
3rd
Net charge-offs0.52%
26th
Return on assets0.65%
50th
Loans to deposits21.4%
94th
Uninsured deposits0.0%
81st
Loan-loss reserves2.54%
92nd
Texas ratio8.7%
16th

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Concord Federal Credit UnionCredit union Brooklyn, NY68 out of 100, Moderate$6.9M11.1%0.00%vs

Deposit insurance

Is my money safe at Transit Authority Division B Federal Credit Union?

Yes. Transit Authority Division B Federal Credit Union is a federally insured credit union (NCUA charter #798). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Transit Authority Division B Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Transit Authority Division B Federal Credit Union
Type
Federal credit union
NCUA charter #
798
RSSD ID
804178
Primary regulator
NCUA
Established
1935
Headquarters
3961 10th Avenue Room 230, New York, NY 10034
Employees
3

Quick answers

Transit Authority Division B Federal Credit Union: common questions

Is Transit Authority Division B Federal Credit Union NCUA insured?

Yes. Transit Authority Division B Federal Credit Union is a federally insured credit union (NCUA charter #798). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Transit Authority Division B Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Transit Authority Division B Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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