TellerScore

Headquartered in Jackson, Mississippi, Treasury Employees Federal Credit Union is a federal credit union with $9.4M in total assets and $8.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1948.

Based on its Q2 2026 filing, Treasury Employees Federal Credit Union scores 41/100, which we describe as below average. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 51st. Its strongest component is funding & liquidity (100/100; 22% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 4.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.82%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.57%
Earnings18/100
Return on assets (annualized): -0.04%
Funding & liquidity100/100
Loans ÷ shares: 21.7% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (36 → 41), mostly because the earnings component improved by 18 points.

TellerScore
365063Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202436
Q3 202462
Q4 202463
Q1 202552
Q2 202536
Q3 202537
Q4 202537
Q1 202642
Q2 202641
Net worth ratio
7.00%8.41%9.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.71%
Q3 20249.38%
Q4 20249.15%
Q1 20259.14%
Q2 20259.27%
Q3 20259.54%
Q4 20259.59%
Q1 20269.47%
Q2 20269.82%
Delinquent loans (60+ days)
0.00%5.09%10.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20246.56%
Q3 20240.12%
Q4 20240.00%
Q1 20251.18%
Q2 20253.75%
Q3 20253.25%
Q4 202510.18%
Q1 20264.40%
Q2 20264.57%
Return on assets
-0.58%-0.24%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.57%
Q3 2024-0.49%
Q4 2024-0.53%
Q1 2025-0.58%
Q2 2025-0.55%
Q3 2025-0.50%
Q4 2025-0.14%
Q1 20260.10%
Q2 2026-0.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$9.4M9.82%4.57%-0.04%21.7%
Q1 202642$9.8M9.47%4.40%0.10%22.6%
Q4 202537$9.6M9.59%10.18%-0.14%24.9%
Q3 202537$9.4M9.54%3.25%-0.50%24.0%
Q2 202536$9.8M9.27%3.75%-0.55%22.5%
Q1 202552$10.1M9.14%1.18%-0.58%23.3%
Q4 202463$10.2M9.15%0.00%-0.53%23.2%
Q3 202462$10.1M9.38%0.12%-0.49%23.5%
Q2 202436$9.9M9.71%6.56%-0.57%24.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.82%
15th
Problem loans4.57%
7th
Net charge-offs0.00%
77th
Return on assets-0.04%
18th
Loans to deposits21.7%
94th
Uninsured deposits0.0%
81st
Loan-loss reserves0.96%
82nd
Texas ratio8.8%
16th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Delta Federal Credit UnionCredit union Greenville, MS98 out of 100, Very strong$8.9M29.2%0.27%vs
Mississippi Dhs Federal Credit UnionCredit union Jackson, MS58 out of 100, Moderate$10.5M13.2%1.79%vs
Healthplus Federal Credit UnionCredit union Jackson, MS24 out of 100, Low$10.5M8.3%8.53%vs
Vickswood Federal Credit UnionCredit union Vicksburg, MS94 out of 100, Very strong$11.5M25.8%0.00%vs
First Unity Federal Credit UnionCredit union McComb, MS58 out of 100, Moderate$11.7M14.0%26.52%vs
Northeast Mississippi Federal Credit UnionCredit union Amory, MS56 out of 100, Moderate$6.8M15.0%5.21%vs

Deposit insurance

Is my money safe at Treasury Employees Federal Credit Union?

Yes. Treasury Employees Federal Credit Union is a federally insured credit union (NCUA charter #5780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.82%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Treasury Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Treasury Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
5780
RSSD ID
822770
Primary regulator
NCUA
Established
1948
Headquarters
100 W Capitol St # 603, Jackson, MS 39269
Employees
2

Quick answers

Treasury Employees Federal Credit Union: common questions

Is Treasury Employees Federal Credit Union NCUA insured?

Yes. Treasury Employees Federal Credit Union is a federally insured credit union (NCUA charter #5780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Treasury Employees Federal Credit Union's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Treasury Employees Federal Credit Union have?

1 office as of the latest NCUA data.