TellerScore

Tri-County Credit Union is a federally insured state-chartered credit union headquartered in Grinnell, Kansas, in business for about 66 years. At the end of Q2 2026 it reported $5.9M in total assets and $4.9M in member shares and deposits, with 1 office.

Tri-County Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 5th. Capital cushion contributes the most (100/100, 16.53%); earnings contributes the least (55/100, 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.53%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity100/100
Loans ÷ shares: 28.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (80 → 91), mostly because the loan quality component improved by 32 points.

TellerScore
728291Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202488
Q4 202489
Q1 202588
Q2 202580
Q3 202589
Q4 202574
Q1 202677
Q2 202691
Net worth ratio
7.00%12.71%18.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.77%
Q3 202417.30%
Q4 202418.43%
Q1 202517.94%
Q2 202517.27%
Q3 202517.07%
Q4 202516.92%
Q1 202616.75%
Q2 202616.53%
Delinquent loans (60+ days)
0.00%0.94%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.89%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.95%
Q3 20250.00%
Q4 20251.80%
Q1 20261.64%
Q2 20260.00%
Return on assets
0.49%0.71%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.56%
Q4 20240.63%
Q1 20250.53%
Q2 20250.55%
Q3 20250.61%
Q4 20250.65%
Q1 20260.93%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$5.9M16.53%0.00%0.88%28.0%
Q1 202677$5.8M16.75%1.64%0.93%27.5%
Q4 202574$5.6M16.92%1.80%0.65%27.3%
Q3 202589$5.5M17.07%0.00%0.61%30.1%
Q2 202580$5.4M17.27%0.95%0.55%32.0%
Q1 202588$5.1M17.94%0.00%0.53%28.2%
Q4 202489$5.0M18.43%0.00%0.63%30.0%
Q3 202488$5.2M17.30%0.00%0.56%27.3%
Q2 202472$5.4M16.77%1.89%0.49%23.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.53%
63rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.88%
62nd
Loans to deposits28.0%
91st
Uninsured deposits0.0%
81st
Loan-loss reserves2.92%
93rd
Texas ratio0.0%
93rd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs
Hutchinson Postal & Community Credit UnionCredit union Hutchinson, KS70 out of 100, Strong$5.2M17.6%0.85%vs
Peoples Choice Credit UnionCredit union Coffeyville, KS75 out of 100, Strong$6.7M26.3%1.59%vs

Deposit insurance

Is my money safe at Tri-County Credit Union?

Yes. Tri-County Credit Union is a federally insured credit union (NCUA charter #67855). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Tri-County Credit Union lists 1 office in 1 city. Most locations:

  • Grinnell, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
Tri-County Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67855
RSSD ID
173397
Primary regulator
State + NCUA
Established
1960
Headquarters
Po Box 55, Grinnell, KS 67738
Employees
2

Quick answers

Tri-County Credit Union: common questions

Is Tri-County Credit Union NCUA insured?

Yes. Tri-County Credit Union is a federally insured credit union (NCUA charter #67855). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tri-County Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tri-County Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Grinnell

InstitutionScoreAssetsCapitalProblem loansCompare
The Farmers State Bank of Oakley, KansasBank Oakley, KS76 out of 100, Strong$396.1M11.6%0.01%vs
Equity BankBank Andover, KS65 out of 100, Moderate$7.7B10.6%1.18%vs
The BankBank Oberlin, KS59 out of 100, Moderate$617.3M11.5%3.45%vs
Outdoor BankBank Manhattan, KS31 out of 100, Low$648.8M9.2%3.83%vs