TellerScore

Morton Credit Union (NCUA charter #65466) is based in South Hutchinso, Kansas. Its Q2 2026 call report shows $5.5M in total assets and $4.7M in member shares and deposits and 4 offices.

Morton Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 39th. Problem-loan coverage contributes the most (87/100, 6.5%); earnings contributes the least (24/100, 0.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.58%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.33%
Earnings24/100
Return on assets (annualized): 0.10%
Funding & liquidity78/100
Loans ÷ shares: 82.3% · 0.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (59 → 65), mostly because the loan quality component improved by 38 points.

TellerScore
597080Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202477
Q4 202480
Q1 202566
Q2 202559
Q3 202577
Q4 202578
Q1 202667
Q2 202665
Net worth ratio
7.00%10.80%14.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.26%
Q3 202412.63%
Q4 202413.49%
Q1 202513.23%
Q2 202513.32%
Q3 202514.60%
Q4 202514.01%
Q1 202613.74%
Q2 202613.58%
Delinquent loans (60+ days)
0.10%1.28%2.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.10%
Q4 20240.32%
Q1 20251.46%
Q2 20252.46%
Q3 20250.93%
Q4 20250.47%
Q1 20260.62%
Q2 20261.33%
Return on assets
-0.42%0.26%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.31%
Q3 20240.55%
Q4 20240.95%
Q1 20250.50%
Q2 20250.73%
Q3 20250.86%
Q4 20250.55%
Q1 2026-0.42%
Q2 20260.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$5.5M13.58%1.33%0.10%82.3%
Q1 202667$5.3M13.74%0.62%-0.42%84.2%
Q4 202578$5.3M14.01%0.47%0.55%81.3%
Q3 202577$5.1M14.60%0.93%0.86%86.5%
Q2 202559$5.5M13.32%2.46%0.73%82.3%
Q1 202566$5.4M13.23%1.46%0.50%80.1%
Q4 202480$5.3M13.49%0.32%0.95%88.5%
Q3 202477$5.4M12.63%0.10%0.55%84.3%
Q2 202474$5.4M12.26%0.13%0.31%83.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.58%
44th
Problem loans1.33%
31st
Net charge-offs0.08%
59th
Return on assets0.10%
23rd
Loans to deposits82.3%
17th
Uninsured deposits0.0%
81st
Loan-loss reserves1.01%
83rd
Texas ratio6.5%
22nd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Hutchinson Postal & Community Credit UnionCredit union Hutchinson, KS70 out of 100, Strong$5.2M17.6%0.85%vs
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
C & R Credit UnionCredit union Clay Center, KS70 out of 100, Strong$4.3M12.3%0.51%vs

Deposit insurance

Is my money safe at Morton Credit Union?

Yes. Morton Credit Union is a federally insured credit union (NCUA charter #65466). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Morton Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Morton Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65466
RSSD ID
50676
Primary regulator
State + NCUA
Established
1941
Headquarters
121 Morton Drive, South Hutchinso, KS 67505
Employees
3

Quick answers

Morton Credit Union: common questions

Is Morton Credit Union NCUA insured?

Yes. Morton Credit Union is a federally insured credit union (NCUA charter #65466). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Morton Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Morton Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near South Hutchinso

InstitutionScoreAssetsCapitalProblem loansCompare
Dillon Credit UnionCredit union Hutchinson, KS82 out of 100, Strong$79.8M14.0%1.11%vs
Union Federal Credit UnionCredit union Farmerville, LA80 out of 100, Strong$611K21.2%0.00%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
RCB BankBank Claremore, OK72 out of 100, Strong$4.0B10.7%0.94%vs