TellerScore

Headquartered in Eagan, Minnesota, Tribe Federal Credit Union is a federal credit union with $2.7M in total assets and $2.0M in member shares and deposits as of Q2 2026.

Tribe Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 21st. Capital cushion contributes the most (100/100, 28.23%); earnings contributes the least (4/100, -0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 28.23%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings4/100
Return on assets (annualized): -0.41%
Funding & liquidity100/100
Loans ÷ shares: 30.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q4 2025 to Q2 2026, the score fell 19 points (100 → 81), mostly because the loan quality component improved by 100 points.

TellerScore
8090100Q4 2025Q2 2026
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QuarterTellerScore
Q4 2025100
Q1 202680
Q2 202681
Net worth ratio
7.00%53.42%99.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202499.07%
Q3 202499.44%
Q4 202499.76%
Q1 202599.84%
Q2 202599.85%
Q3 202599.84%
Q4 202566.05%
Q1 202625.37%
Q2 202628.23%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q1 2026Q2 2026
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QuarterDelinquent loans (60+ days)
Q1 20260.00%
Q2 20260.00%
Return on assets
-3.33%73.15%149.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.41%
Q3 2024-2.37%
Q4 2024-0.76%
Q1 2025149.63%
Q2 202580.41%
Q3 202541.70%
Q4 202522.73%
Q1 2026-3.33%
Q2 2026-0.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$2.7M28.23%0.00%-0.41%30.5%
Q1 202680$2.4M25.37%0.00%-3.33%12.4%
Q4 2025100$948K66.05%—22.73%0.0%
Q3 2025—$599K99.84%—41.70%—
Q2 2025—$471K99.85%—80.41%—
Q1 2025—$450K99.84%—149.63%—
Q4 2024—$289K99.76%—-0.76%—
Q3 2024—$124K99.44%—-2.37%—
Q2 2024—$76K99.07%—-0.41%—

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.23%
93rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-0.41%
12th
Loans to deposits30.5%
89th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Danfoss Employees Credit UnionCredit union Plymouth, MN41 out of 100, Below average$1.9M14.6%8.72%vs
Transit Operations Federal Credit UnionCredit union Minneapolis, MN55 out of 100, Moderate$4.1M16.4%4.10%vs
Fairmont School Employees Federal Credit UnionCredit union Fairmont, MN62 out of 100, Moderate$4.3M10.4%0.98%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Arise Community Credit UnionCredit union Minneapolis, MN80 out of 100, Strong$908K80.4%0.00%vs
Latvian Credit UnionCredit union Minneapolis, MN62 out of 100, Moderate$5.8M11.0%0.85%vs

Deposit insurance

Is my money safe at Tribe Federal Credit Union?

Yes. Tribe Federal Credit Union is a federally insured credit union (NCUA charter #24960). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 28.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Tribe Federal Credit Union
Type
Federal credit union
NCUA charter #
24960
RSSD ID
5948068
Primary regulator
NCUA
Established
2024
Headquarters
4630 Summit Pass, Eagan, MN 55122

Quick answers

Tribe Federal Credit Union: common questions

Is Tribe Federal Credit Union NCUA insured?

Yes. Tribe Federal Credit Union is a federally insured credit union (NCUA charter #24960). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tribe Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.