TellerScore

Weld Community Credit Union is a federally insured state-chartered credit union headquartered in Greeley, Colorado, in business for about 90 years. At the end of Q2 2026 it reported $109.6M in total assets and $96.6M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Weld Community Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 17th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 2% uninsured), and its lowest is earnings (52/100; 0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.30%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.16%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity100/100
Loans ÷ shares: 59.7% · 2.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
717579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202471
Q3 202474
Q4 202476
Q1 202576
Q2 202577
Q3 202578
Q4 202578
Q1 202679
Q2 202678
Net worth ratio
7.00%9.15%11.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.53%
Q3 202410.07%
Q4 202410.15%
Q1 202510.02%
Q2 202510.25%
Q3 202510.81%
Q4 202510.97%
Q1 202610.99%
Q2 202611.30%
Delinquent loans (60+ days)
0.04%0.17%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.25%
Q4 20240.14%
Q1 20250.12%
Q2 20250.09%
Q3 20250.12%
Q4 20250.13%
Q1 20260.04%
Q2 20260.16%
Return on assets
0.80%0.95%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.00%
Q3 20241.07%
Q4 20241.10%
Q1 20251.05%
Q2 20251.10%
Q3 20251.08%
Q4 20250.91%
Q1 20260.90%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$109.6M11.30%0.16%0.80%59.7%
Q1 202679$110.9M10.99%0.04%0.90%60.0%
Q4 202578$108.8M10.97%0.13%0.91%63.0%
Q3 202578$109.5M10.81%0.12%1.08%64.5%
Q2 202577$112.8M10.25%0.09%1.10%63.8%
Q1 202576$112.2M10.02%0.12%1.05%64.5%
Q4 202476$107.9M10.15%0.14%1.10%69.1%
Q3 202474$105.4M10.07%0.25%1.07%72.6%
Q2 202471$108.1M9.53%0.30%1.00%72.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.30%
48th
Problem loans0.16%
92nd
Net charge-offs0.08%
88th
Return on assets0.80%
54th
Loans to deposits59.7%
78th
Uninsured deposits2.0%
90th
Loan-loss reserves0.00%
50th
Texas ratio0.7%
92nd

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Metrum Community Credit UnionCredit union Centennial, CO77 out of 100, Strong$111.6M13.0%0.15%vs
Credit Union of the RockiesCredit union Golden, CO53 out of 100, Below average$113.3M11.1%1.92%vs
Grand Junction Federal Credit UnionCredit union Grand Junction, CO83 out of 100, Strong$115.0M19.7%0.72%vs
Clean Energy Federal Credit UnionCredit union Englewood, CO53 out of 100, Below average$130.2M9.8%0.74%vs
Pikes Peak Credit UnionCredit union Colorado Spring, CO76 out of 100, Strong$132.0M11.8%0.52%vs
Horizons North Credit UnionCredit union Westminster, CO67 out of 100, Moderate$136.2M8.3%0.05%vs

Deposit insurance

Is my money safe at Weld Community Credit Union?

Yes. Weld Community Credit Union is a federally insured credit union (NCUA charter #63122). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Weld Community Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Weld Community Credit Union reported 113 home-loan applications under HMDA (LEI 254900KLRON8YJD2EN33): 87 originated ($8,225,000 total), 15 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Weld Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63122
RSSD ID
475091
Primary regulator
State + NCUA
Established
1936
Headquarters
2555 47th Ave, Greeley, CO 80634
Employees
27

Quick answers

Weld Community Credit Union: common questions

Is Weld Community Credit Union NCUA insured?

Yes. Weld Community Credit Union is a federally insured credit union (NCUA charter #63122). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Weld Community Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Weld Community Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Greeley

InstitutionScoreAssetsCapitalProblem loansCompare
First National BankBank Fort Pierre, SD84 out of 100, Strong$2.0B21.9%0.69%vs
Verus Bank of CommerceBank Fort Collins, CO84 out of 100, Strong$202.4M18.5%0.00%vs
Adams Bank & TrustBank Ogallala, NE82 out of 100, Strong$1.3B14.1%0.55%vs
Union Bank and Trust CompanyBank Lincoln, NE76 out of 100, Strong$9.2B10.6%0.32%vs
Points West Community BankBank Windsor, CO75 out of 100, Strong$877.6M9.2%0.06%vs
Equitable Savings and Loan AssociationBank Sterling, CO75 out of 100, Strong$168.3M15.7%0.22%vs