TellerScore

Winslow Santa Fe Credit Union (NCUA charter #63627) is based in Winslow, Arizona. Its Q2 2026 call report shows $15.0M in total assets and $12.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Winslow Santa Fe Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in Arizona, it ranks 2nd. Its strongest component is earnings (100/100; 2.59%), and its lowest is funding & liquidity (83/100; 77% loans-to-deposits, 3% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.56%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings100/100
Return on assets (annualized): 2.59%
Funding & liquidity83/100
Loans ÷ shares: 77.4% · 2.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (87 → 93), mostly because the capital cushion component improved by 25 points.

TellerScore
758493Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202477
Q4 202477
Q1 202584
Q2 202587
Q3 202590
Q4 202588
Q1 202693
Q2 202693
Net worth ratio
7.00%10.78%14.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.05%
Q3 202410.75%
Q4 202411.04%
Q1 202511.37%
Q2 202512.08%
Q3 202512.69%
Q4 202513.30%
Q1 202613.85%
Q2 202614.56%
Delinquent loans (60+ days)
0.03%0.25%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.34%
Q4 20240.47%
Q1 20250.03%
Q2 20250.12%
Q3 20250.09%
Q4 20250.46%
Q1 20260.08%
Q2 20260.31%
Return on assets
1.60%2.31%3.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.64%
Q3 20241.60%
Q4 20241.61%
Q1 20251.73%
Q2 20252.03%
Q3 20252.09%
Q4 20252.09%
Q1 20263.01%
Q2 20262.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$15.0M14.56%0.31%2.59%77.4%
Q1 202693$15.2M13.85%0.08%3.01%79.0%
Q4 202588$15.0M13.30%0.46%2.09%81.2%
Q3 202590$15.2M12.69%0.09%2.09%78.5%
Q2 202587$15.3M12.08%0.12%2.03%81.2%
Q1 202584$15.4M11.37%0.03%1.73%80.2%
Q4 202477$15.3M11.04%0.47%1.61%80.5%
Q3 202477$15.2M10.75%0.34%1.60%82.6%
Q2 202475$15.7M10.05%0.47%1.64%77.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.56%
51st
Problem loans0.31%
68th
Net charge-offs0.20%
47th
Return on assets2.59%
98th
Loans to deposits77.4%
23rd
Uninsured deposits2.6%
39th
Loan-loss reserves0.00%
37th
Texas ratio1.4%
60th

Similar-size credit unions in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Em Federal Credit UnionCredit union Mesa, AZ86 out of 100, Very strong$11.7M15.7%0.24%vs
Prescott Federal Credit UnionCredit union Prescott, AZ49 out of 100, Below average$11.1M6.1%0.46%vs
U-Haul Federal Credit UnionCredit union Phoenix, AZ45 out of 100, Below average$6.6M10.1%7.14%vs
Rim Country Federal Credit UnionCredit union Snowflake, AZ70 out of 100, Strong$24.6M12.9%1.33%vs
Winslow School Employees Federal Credit UnionCredit union Winslow, AZ92 out of 100, Very strong$5.2M18.5%0.06%vs
Alhambra Credit UnionCredit union Phoenix, AZ58 out of 100, Moderate$33.8M9.2%0.86%vs

Deposit insurance

Is my money safe at Winslow Santa Fe Credit Union?

Yes. Winslow Santa Fe Credit Union is a federally insured credit union (NCUA charter #63627). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($330K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Winslow Santa Fe Credit Union lists 1 office in 1 city. Most locations:

  • Winslow, AZ (1)

All branch addresses and map

Identity & history

Profile

Legal name
Winslow Santa Fe Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63627
RSSD ID
749895
Primary regulator
State + NCUA
Established
1955
Headquarters
1021 N. Williamson Ave, Winslow, AZ 86047
Employees
6

Quick answers

Winslow Santa Fe Credit Union: common questions

Is Winslow Santa Fe Credit Union NCUA insured?

Yes. Winslow Santa Fe Credit Union is a federally insured credit union (NCUA charter #63627). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Winslow Santa Fe Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Winslow Santa Fe Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Winslow

InstitutionScoreAssetsCapitalProblem loansCompare
Winslow School Employees Federal Credit UnionCredit union Winslow, AZ92 out of 100, Very strong$5.2M18.5%0.06%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs