Kansas · HMDA 2025
Mortgage lenders in Elk County, KS
32 lenders reported 49 home-loan applications in Elk County in 2025. 29 closed as loans ($4.6M), 10 were denied — a 23.3% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 29% of applications, led by Bank of Commerce. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 49
- Loans originated
- 29
- Purchase / refinance
- 19 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Commerce 74 out of 100, Strong | 6 | 12.2% | 11.9% |
| 2 | Rocket Mortgage, LLC | 4 | 8.2% | — |
| 3 | Community National Bank & Trust 65 out of 100, Moderate | 4 | 8.2% | 5.6% |
| 4 | Mortgage Research Center, LLC | 3 | 6.1% | — |
| 5 | Broker Solutions, Inc. | 2 | 4.1% | — |
| 6 | AmeriSave Mortgage Corporation | 2 | 4.1% | — |
| 7 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 4.1% | — |
| 8 | Simmons Bank 60 out of 100, Moderate | 2 | 4.1% | 26.5% |
| 9 | 21st Mortgage Corporation | 1 | 2.0% | — |
| 10 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 2.0% | 22.2% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 2.0% | — |
| 12 | Loandepot.Com, LLC | 1 | 2.0% | — |
| 13 | Discover Bank | 1 | 2.0% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 1 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.0% | — |
| 16 | FIGURE LENDING LLC | 1 | 2.0% | — |
| 17 | Citizens Bank of Kansas 72 out of 100, Strong | 1 | 2.0% | 12.7% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 1 | 2.0% | — |
| 19 | PLANET HOME LENDING, LLC | 1 | 2.0% | — |
| 20 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 2.0% | — |
| 21 | Farm Credit Mid-America | 1 | 2.0% | — |
| 22 | CHURCHILL MORTGAGE CORPORATION | 1 | 2.0% | — |
| 23 | Legacy Bank 74 out of 100, Strong | 1 | 2.0% | 4.8% |
| 24 | NATIONSTAR MORTGAGE LLC | 1 | 2.0% | — |
| 25 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 1 | 2.0% | 27.1% |
| 26 | PREMIER MEMBERS CREDIT UNION | 1 | 2.0% | — |
| 27 | MERITRUST Federal Credit Union | 1 | 2.0% | — |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 2.0% | 74.7% |
| 29 | UNION HOME MORTGAGE CORP. | 1 | 2.0% | — |
| 30 | GoodLeap, LLC | 1 | 2.0% | — |
| 31 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 1 | 2.0% | 4.9% |
| 32 | Emprise Bank 66 out of 100, Moderate | 1 | 2.0% | 34.6% |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps