Kansas · HMDA 2025
Mortgage lenders in Nemaha County, KS
60 lenders reported 234 home-loan applications in Nemaha County in 2025. 155 closed as loans ($28.3M), 32 were denied — a 16.6% denial rate on decided applications, below the Kansas rate of 18.1%. The three most active lenders handled 46% of applications, led by United Bank & Trust. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 234
- Loans originated
- 155
- Purchase / refinance
- 88 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nemaha County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank & Trust 79 out of 100, Strong | 54 | 23.1% | 14.2% |
| 2 | First Heritage Bank 73 out of 100, Strong | 29 | 12.4% | 8.9% |
| 3 | Community National Bank 67 out of 100, Moderate | 24 | 10.3% | 1.6% |
| 4 | Rocket Mortgage, LLC | 15 | 6.4% | — |
| 5 | GNBank, National Association 80 out of 100, Strong | 13 | 5.6% | 12.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 6 | 2.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.7% | 14.1% |
| 9 | LEADERONE FINANCIAL CORPORATION | 4 | 1.7% | — |
| 10 | Farm Credit Mid-America | 4 | 1.7% | — |
| 11 | MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | 1.3% | — |
| 12 | Azura Credit Union 64 out of 100, Moderate | 3 | 1.3% | 54.1% |
| 13 | Envista Credit Union | 3 | 1.3% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.9% | — |
| 15 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 16 | Discover Bank | 2 | 0.9% | — |
| 17 | Exchange Bank & Trust 88 out of 100, Very strong | 2 | 0.9% | 10.7% |
| 18 | Frontier Bank | 2 | 0.9% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 20 | FIGURE LENDING LLC | 2 | 0.9% | — |
| 21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.9% | — |
| 22 | COMMUNITYAMERICA CREDIT UNION | 2 | 0.9% | — |
| 23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 0.9% | — |
| 24 | First Interstate Bank 62 out of 100, Moderate | 2 | 0.9% | 29.4% |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.9% | — |
| 26 | UMB Bank, National Association 65 out of 100, Moderate | 2 | 0.9% | 30.5% |
| 27 | Flagstar Bank, N.A. 31 out of 100, Low | 2 | 0.9% | 35.1% |
| 28 | Bendena State Bank 77 out of 100, Strong | 2 | 0.9% | 8.5% |
| 29 | The Farmers State Bank 83 out of 100, Strong | 2 | 0.9% | 10.9% |
| 30 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 31 | NEWREZ LLC | 1 | 0.4% | — |
| 32 | AmeriSave Mortgage Corporation | 1 | 0.4% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 34 | SPRING EQ, LLC | 1 | 0.4% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 36 | A&D Mortgage LLC | 1 | 0.4% | — |
| 37 | ROUNDPOINT MORTGAGE SERVICING LLC | 1 | 0.4% | — |
| 38 | Capitol Federal Savings Bank 61 out of 100, Moderate | 1 | 0.4% | 14.2% |
| 39 | PLANET HOME LENDING, LLC | 1 | 0.4% | — |
| 40 | Heritage Bank | 1 | 0.4% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps