Kansas · HMDA 2025
Mortgage lenders in Smith County, KS
27 lenders reported 36 home-loan applications in Smith County in 2025. 19 closed as loans ($2.5M), 8 were denied — a 28.6% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 36
- Loans originated
- 19
- Purchase / refinance
- 12 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Smith County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 3 | 8.3% | — |
| 2 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 3 | 8.3% | 21.0% |
| 3 | Broker Solutions, Inc. | 2 | 5.6% | — |
| 4 | AmeriSave Mortgage Corporation | 2 | 5.6% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 5.6% | 39.5% |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 5.6% | — |
| 7 | LEADERONE FINANCIAL CORPORATION | 2 | 5.6% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.8% | 32.9% |
| 9 | MOVEMENT MORTGAGE, LLC | 1 | 2.8% | — |
| 10 | Loandepot.Com, LLC | 1 | 2.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.8% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.8% | — |
| 13 | GUILD MORTGAGE COMPANY | 1 | 2.8% | — |
| 14 | First Western Trust Bank 58 out of 100, Moderate | 1 | 2.8% | 0.7% |
| 15 | THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 85 out of 100, Very strong | 1 | 2.8% | 2.4% |
| 16 | The Federal Savings Bank 51 out of 100, Below average | 1 | 2.8% | 19.1% |
| 17 | DELMAR FINANCIAL COMPANY | 1 | 2.8% | — |
| 18 | AMERICAN FINANCING CORPORATION | 1 | 2.8% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 1 | 2.8% | — |
| 20 | Equity Bank 65 out of 100, Moderate | 1 | 2.8% | 18.4% |
| 21 | Pinnacle Bank 74 out of 100, Strong | 1 | 2.8% | 4.8% |
| 22 | WEST GATE BANK 72 out of 100, Strong | 1 | 2.8% | 4.8% |
| 23 | Luminate Bank 47 out of 100, Below average | 1 | 2.8% | 4.3% |
| 24 | ROYAL UNITED MORTGAGE LLC | 1 | 2.8% | — |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 2.8% | 37.2% |
| 26 | Citibank, National Association 60 out of 100, Moderate | 1 | 2.8% | 24.0% |
| 27 | Coastal Community Bank 35 out of 100, Low | 1 | 2.8% | 3.0% |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps