Missouri · HMDA 2025
Mortgage lenders in Audrain County, MO
119 lenders reported 975 home-loan applications in Audrain County in 2025. 492 closed as loans ($71.2M), 151 were denied — a 22.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 26% of applications, led by The Central Trust Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 975
- Loans originated
- 492
- Purchase / refinance
- 289 / 133
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Audrain County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 109 | 11.2% | 10.4% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 94 | 9.6% | — |
| 3 | Rocket Mortgage, LLC | 51 | 5.2% | — |
| 4 | United Credit Union | 50 | 5.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 45 | 4.6% | — |
| 6 | First State Community Bank 73 out of 100, Strong | 44 | 4.5% | 15.4% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 3.3% | 39.5% |
| 8 | Mortgage Research Center, LLC | 31 | 3.2% | — |
| 9 | Commerce Bank 76 out of 100, Strong | 29 | 3.0% | 33.2% |
| 10 | NEWREZ LLC | 27 | 2.8% | — |
| 11 | DAS Acquisition Company, LLC | 24 | 2.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 22 | 2.3% | — |
| 13 | AmeriSave Mortgage Corporation | 21 | 2.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.6% | — |
| 15 | The Bank of Missouri 55 out of 100, Moderate | 15 | 1.5% | 16.0% |
| 16 | HomeBank 74 out of 100, Strong | 14 | 1.4% | 0.9% |
| 17 | Midwest Mortgage Associates Corporation | 14 | 1.4% | — |
| 18 | Broker Solutions, Inc. | 13 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 13 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 13 | 1.3% | — |
| 21 | The Callaway Bank 67 out of 100, Moderate | 12 | 1.2% | 2.1% |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 10 | 1.0% | — |
| 24 | River Region Credit Union | 10 | 1.0% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 0.9% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.9% | — |
| 27 | HNB National Bank 81 out of 100, Strong | 9 | 0.9% | 6.2% |
| 28 | Community State Bank of Missouri | 8 | 0.8% | — |
| 29 | AMERICAN FINANCING CORPORATION | 8 | 0.8% | — |
| 30 | THOMPSON KANE & COMPANY, INC | 8 | 0.8% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 0.7% | — |
| 33 | Fairway Independent Mortgage Corporation | 6 | 0.6% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 6 | 0.6% | — |
| 35 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 6 | 0.6% | 10.1% |
| 36 | NEW DAY FINANCIAL, LLC | 6 | 0.6% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 39 | SPRING EQ, LLC | 5 | 0.5% | — |
| 40 | PEOPLES BANK & TRUST CO. 58 out of 100, Moderate | 5 | 0.5% | 11.2% |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps