Missouri · HMDA 2025
Mortgage lenders in Macon County, MO
82 lenders reported 382 home-loan applications in Macon County in 2025. 185 closed as loans ($31.2M), 73 were denied — a 27.8% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 22% of applications, led by U.S. Bank National Association. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 382
- Loans originated
- 185
- Purchase / refinance
- 110 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 31 | 8.1% | 39.5% |
| 2 | Mortgage Research Center, LLC | 26 | 6.8% | — |
| 3 | FLAT BRANCH MORTGAGE, INC. | 26 | 6.8% | — |
| 4 | Rocket Mortgage, LLC | 21 | 5.5% | — |
| 5 | First State Community Bank 73 out of 100, Strong | 20 | 5.2% | 15.4% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 18 | 4.7% | — |
| 7 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 18 | 4.7% | 10.1% |
| 8 | Equity Bank 65 out of 100, Moderate | 18 | 4.7% | 18.4% |
| 9 | Broker Solutions, Inc. | 13 | 3.4% | — |
| 10 | NEWREZ LLC | 11 | 2.9% | — |
| 11 | DAS Acquisition Company, LLC | 10 | 2.6% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.1% | — |
| 13 | AmeriSave Mortgage Corporation | 8 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 7 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.8% | — |
| 16 | River Region Credit Union | 7 | 1.8% | — |
| 17 | Alliant Bank | 7 | 1.8% | — |
| 18 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 1.6% | — |
| 19 | PLANET HOME LENDING, LLC | 6 | 1.6% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.6% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 5 | 1.3% | — |
| 22 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 5 | 1.3% | 22.9% |
| 23 | Southern Bank 70 out of 100, Strong | 5 | 1.3% | 5.8% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.0% | 14.1% |
| 25 | Discover Bank | 4 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 27 | The Central Trust Bank 69 out of 100, Moderate | 4 | 1.0% | 10.4% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 29 | Midwest Mortgage Associates Corporation | 3 | 0.8% | — |
| 30 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 31 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 3 | 0.8% | — |
| 33 | DATA MORTGAGE, INC. | 3 | 0.8% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 35 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.5% | — |
| 36 | Loandepot.Com, LLC | 2 | 0.5% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
| 39 | GENEVA FINANCIAL, LLC | 2 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.5% | — |
Top 40 of 82 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps