Missouri · HMDA 2025
Mortgage lenders in Oregon County, MO
66 lenders reported 236 home-loan applications in Oregon County in 2025. 122 closed as loans ($18.4M), 40 were denied — a 23.4% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 32% of applications, led by Southern Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 236
- Loans originated
- 122
- Purchase / refinance
- 64 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oregon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bank 70 out of 100, Strong | 55 | 23.3% | 5.8% |
| 2 | FREEDOM MORTGAGE CORPORATION | 11 | 4.7% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 4.2% | 39.5% |
| 4 | DAS Acquisition Company, LLC | 10 | 4.2% | — |
| 5 | Rocket Mortgage, LLC | 9 | 3.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 8 | 3.4% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 8 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 8 | 3.4% | — |
| 9 | Midwest Mortgage Associates Corporation | 8 | 3.4% | — |
| 10 | 21st Mortgage Corporation | 7 | 3.0% | — |
| 11 | NEWREZ LLC | 6 | 2.5% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.1% | — |
| 13 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 2.1% | — |
| 14 | FNBC Bank 69 out of 100, Moderate | 4 | 1.7% | 5.0% |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.7% | — |
| 16 | Simmons Bank 60 out of 100, Moderate | 4 | 1.7% | 26.5% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.3% | 32.9% |
| 18 | AmeriSave Mortgage Corporation | 3 | 1.3% | — |
| 19 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 1.3% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.3% | — |
| 21 | Click n' Close, Inc. | 3 | 1.3% | — |
| 22 | Kiavi Funding, Inc. | 3 | 1.3% | — |
| 23 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 3 | 1.3% | — |
| 24 | Peoples Community Bank 83 out of 100, Strong | 3 | 1.3% | 8.3% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.8% | — |
| 26 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 27 | Great Southern Bank 73 out of 100, Strong | 2 | 0.8% | 24.6% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.8% | 74.7% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.8% | — |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.8% | 37.2% |
| 32 | PHH Mortgage Corporation | 2 | 0.8% | — |
| 33 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 35 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 36 | Broker Solutions, Inc. | 1 | 0.4% | — |
| 37 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 39 | SPRING EQ, LLC | 1 | 0.4% | — |
| 40 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.4% | 25.7% |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps