Missouri · HMDA 2025
Mortgage lenders in Ralls County, MO
85 lenders reported 326 home-loan applications in Ralls County in 2025. 183 closed as loans ($38.0M), 47 were denied — a 19.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 32% of applications, led by HNB National Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 326
- Loans originated
- 183
- Purchase / refinance
- 101 / 64
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ralls County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | HNB National Bank 81 out of 100, Strong | 50 | 15.3% | 6.2% |
| 2 | THOMPSON KANE & COMPANY, INC | 37 | 11.3% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 5.2% | 39.5% |
| 4 | Rocket Mortgage, LLC | 14 | 4.3% | — |
| 5 | HomeBank 74 out of 100, Strong | 12 | 3.7% | 0.9% |
| 6 | FLAT BRANCH MORTGAGE, INC. | 12 | 3.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.1% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.1% | 14.1% |
| 9 | Mortgage Research Center, LLC | 7 | 2.1% | — |
| 10 | The Central Trust Bank 69 out of 100, Moderate | 7 | 2.1% | 10.4% |
| 11 | NEWREZ LLC | 6 | 1.8% | — |
| 12 | Loandepot.Com, LLC | 6 | 1.8% | — |
| 13 | PLANET HOME LENDING, LLC | 6 | 1.8% | — |
| 14 | Alliant Bank | 6 | 1.8% | — |
| 15 | Commerce Bank 76 out of 100, Strong | 6 | 1.8% | 33.2% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.5% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 5 | 1.5% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.5% | — |
| 19 | 21st Mortgage Corporation | 4 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.2% | — |
| 21 | United Credit Union | 4 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 4 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 3 | 0.9% | — |
| 24 | Discover Bank | 3 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 26 | MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | 0.9% | — |
| 27 | TOP FLITE FINANCIAL, INC. | 3 | 0.9% | — |
| 28 | The Bank of Missouri 55 out of 100, Moderate | 3 | 0.9% | 16.0% |
| 29 | CITY-COUNTY CREDIT UNION | 3 | 0.9% | — |
| 30 | Royal Banks of Missouri | 3 | 0.9% | — |
| 31 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 32 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 2 | 0.6% | 10.1% |
| 33 | Community State Bank of Missouri | 2 | 0.6% | — |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 35 | Servion, Inc. | 2 | 0.6% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
| 37 | Farmers Bank & Trust 96 out of 100, Very strong | 2 | 0.6% | 11.7% |
| 38 | PLAZA HOME MORTGAGE, INC. | 2 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.6% | — |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps