New Hampshire · HMDA 2025
Mortgage lenders in Merrimack County, NH
281 lenders reported 6,759 home-loan applications in Merrimack County in 2025. 3,866 closed as loans ($1.2B), 928 were denied — a 18.5% denial rate on decided applications, below the New Hampshire rate of 20.2%. The three most active lenders handled 21% of applications, led by CMG MORTGAGE, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,759
- Loans originated
- 3,866
- Purchase / refinance
- 1,760 / 1,242
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Merrimack County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CMG MORTGAGE, INC. | 559 | 8.3% | — |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 501 | 7.4% | 32.5% |
| 3 | Rocket Mortgage, LLC | 349 | 5.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 297 | 4.4% | — |
| 5 | St. Mary's Bank Credit Union 68 out of 100, Moderate | 218 | 3.2% | 24.5% |
| 6 | TD Bank, National Association 63 out of 100, Moderate | 212 | 3.1% | 35.3% |
| 7 | Service Federal Credit Union 52 out of 100, Below average | 204 | 3.0% | 30.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 185 | 2.7% | — |
| 9 | Merrimack County Savings Bank 60 out of 100, Moderate | 165 | 2.4% | 23.1% |
| 10 | GRANITE STATE CREDIT UNION 70 out of 100, Strong | 141 | 2.1% | 10.6% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 126 | 1.9% | 14.1% |
| 12 | EMM LOANS LLC | 125 | 1.8% | — |
| 13 | NEWREZ LLC | 122 | 1.8% | — |
| 14 | Fairway Independent Mortgage Corporation | 121 | 1.8% | — |
| 15 | Bar Harbor Bank & Trust 73 out of 100, Strong | 110 | 1.6% | 25.5% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 108 | 1.6% | 44.7% |
| 17 | NATIONSTAR MORTGAGE LLC | 101 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 99 | 1.5% | — |
| 19 | LIGHTHOUSE FEDERAL CREDIT UNION 65 out of 100, Moderate | 99 | 1.5% | 36.3% |
| 20 | FREEDOM MORTGAGE CORPORATION | 96 | 1.4% | — |
| 21 | FIGURE LENDING LLC | 90 | 1.3% | — |
| 22 | GUILD MORTGAGE COMPANY | 89 | 1.3% | — |
| 23 | DIGITAL | 86 | 1.3% | — |
| 24 | SPRING EQ, LLC | 81 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 80 | 1.2% | — |
| 26 | BELLWETHER COMMUNITY CREDIT UNION 62 out of 100, Moderate | 80 | 1.2% | 18.3% |
| 27 | Coastal Community Bank 35 out of 100, Low | 80 | 1.2% | 3.0% |
| 28 | Broker Solutions, Inc. | 74 | 1.1% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 71 | 1.1% | 32.9% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 66 | 1.0% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 66 | 1.0% | — |
| 32 | AmeriSave Mortgage Corporation | 62 | 0.9% | — |
| 33 | NORTHPOINT MORTGAGE, INC. | 61 | 0.9% | — |
| 34 | NEW HAMPSHIRE | 57 | 0.8% | — |
| 35 | Mascoma Bank | 52 | 0.8% | — |
| 36 | Bangor Savings Bank 55 out of 100, Moderate | 50 | 0.7% | 19.7% |
| 37 | GUARANTEED RATE, INC. | 48 | 0.7% | — |
| 38 | KEYSTONE FUNDING, INC. | 47 | 0.7% | — |
| 39 | Eastern Bank 66 out of 100, Moderate | 47 | 0.7% | 33.1% |
| 40 | Discover Bank | 44 | 0.7% | — |
Top 40 of 281 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Hampshire
- Hillsborough County 18,337 apps
- Rockingham County 15,653 apps
- Strafford County 5,678 apps
- Grafton County 3,569 apps
- Belknap County 3,542 apps
- Carroll County 3,488 apps
- Cheshire County 2,885 apps
- Sullivan County 1,645 apps
- Coos County 1,396 apps