New Hampshire · HMDA 2025
Mortgage lenders in Grafton County, NH
272 lenders reported 3,569 home-loan applications in Grafton County in 2025. 1,984 closed as loans ($639.6M), 590 were denied — a 22.2% denial rate on decided applications, above the New Hampshire rate of 20.2%. The three most active lenders handled 20% of applications, led by Mascoma Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,569
- Loans originated
- 1,984
- Purchase / refinance
- 943 / 589
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grafton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mascoma Bank | 264 | 7.4% | — |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 254 | 7.1% | 32.5% |
| 3 | Rocket Mortgage, LLC | 179 | 5.0% | — |
| 4 | EMM LOANS LLC | 145 | 4.1% | — |
| 5 | Meredith Village Savings Bank 62 out of 100, Moderate | 140 | 3.9% | 16.1% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 127 | 3.6% | — |
| 7 | Service Federal Credit Union 52 out of 100, Below average | 124 | 3.5% | 30.5% |
| 8 | LIGHTHOUSE FEDERAL CREDIT UNION 65 out of 100, Moderate | 113 | 3.2% | 36.3% |
| 9 | Union Bank 45 out of 100, Below average | 100 | 2.8% | 5.0% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 94 | 2.6% | — |
| 11 | Bar Harbor Bank & Trust 73 out of 100, Strong | 94 | 2.6% | 25.5% |
| 12 | CMG MORTGAGE, INC. | 88 | 2.5% | — |
| 13 | NEWREZ LLC | 76 | 2.1% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 71 | 2.0% | 44.7% |
| 15 | The Camden National Bank 69 out of 100, Moderate | 65 | 1.8% | 16.7% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 1.7% | 14.1% |
| 17 | TD Bank, National Association 63 out of 100, Moderate | 49 | 1.4% | 35.3% |
| 18 | Mortgage Research Center, LLC | 47 | 1.3% | — |
| 19 | Fairway Independent Mortgage Corporation | 46 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 45 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 42 | 1.2% | — |
| 22 | Loandepot.Com, LLC | 41 | 1.1% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 40 | 1.1% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 38 | 1.1% | 32.9% |
| 25 | GUARANTEED RATE, INC. | 36 | 1.0% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 36 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 30 | 0.8% | — |
| 28 | St. Mary's Bank Credit Union 68 out of 100, Moderate | 30 | 0.8% | 24.5% |
| 29 | Leader Bank, National Association 71 out of 100, Strong | 29 | 0.8% | 2.3% |
| 30 | NATIONSTAR MORTGAGE LLC | 29 | 0.8% | — |
| 31 | SPRING EQ, LLC | 28 | 0.8% | — |
| 32 | 21st Mortgage Corporation | 25 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 25 | 0.7% | 3.0% |
| 34 | MOVEMENT MORTGAGE, LLC | 23 | 0.6% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 21 | 0.6% | — |
| 36 | BETTER MORTGAGE CORPORATION | 20 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 19 | 0.5% | — |
| 38 | EVERETT FINANCIAL, INC. | 18 | 0.5% | — |
| 39 | Discover Bank | 17 | 0.5% | — |
| 40 | HARBORONE MORTGAGE, LLC | 17 | 0.5% | — |
Top 40 of 272 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Hampshire
- Hillsborough County 18,337 apps
- Rockingham County 15,653 apps
- Merrimack County 6,759 apps
- Strafford County 5,678 apps
- Belknap County 3,542 apps
- Carroll County 3,488 apps
- Cheshire County 2,885 apps
- Sullivan County 1,645 apps
- Coos County 1,396 apps