North Dakota · HMDA 2025
Mortgage lenders in Benson County, ND
19 lenders reported 35 home-loan applications in Benson County in 2025. 21 closed as loans ($3.4M), 4 were denied — a 14.8% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 37% of applications, led by Gate City Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 35
- Loans originated
- 21
- Purchase / refinance
- 11 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 8 | 22.9% | — |
| 2 | Rocket Mortgage, LLC | 3 | 8.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 2 | 5.7% | — |
| 4 | Mortgage Research Center, LLC | 2 | 5.7% | — |
| 5 | FIRST COMMUNITY CREDIT UNION | 2 | 5.7% | — |
| 6 | Western State Bank 78 out of 100, Strong | 2 | 5.7% | 6.3% |
| 7 | ROUNDPOINT MORTGAGE SERVICING LLC | 2 | 5.7% | — |
| 8 | First International Bank & Trust 52 out of 100, Below average | 2 | 5.7% | 5.8% |
| 9 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 5.7% | 37.2% |
| 10 | Discover Bank | 1 | 2.9% | — |
| 11 | PLANET HOME LENDING, LLC | 1 | 2.9% | — |
| 12 | Alerus Financial, National Association 70 out of 100, Strong | 1 | 2.9% | 10.1% |
| 13 | Cornerstone Bank 47 out of 100, Below average | 1 | 2.9% | 2.0% |
| 14 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 2.9% | — |
| 15 | Old National Bank 59 out of 100, Moderate | 1 | 2.9% | 22.1% |
| 16 | Servion, Inc. | 1 | 2.9% | — |
| 17 | UNION HOME MORTGAGE CORP. | 1 | 2.9% | — |
| 18 | Bravera Bank 67 out of 100, Moderate | 1 | 2.9% | 2.2% |
| 19 | MISSION LOANS, LLC | 1 | 2.9% | — |
Top 19 of 19 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps