North Dakota · HMDA 2025
Mortgage lenders in Morton County, ND
114 lenders reported 1,201 home-loan applications in Morton County in 2025. 757 closed as loans ($167.9M), 112 were denied — a 12.6% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 31% of applications, led by Gate City Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,201
- Loans originated
- 757
- Purchase / refinance
- 422 / 160
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 163 | 13.6% | — |
| 2 | CAPITAL | 141 | 11.7% | — |
| 3 | 21st Mortgage Corporation | 63 | 5.2% | — |
| 4 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 53 | 4.4% | 5.1% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 3.7% | — |
| 6 | Rocket Mortgage, LLC | 42 | 3.5% | — |
| 7 | Starion Bank 56 out of 100, Moderate | 41 | 3.4% | 3.1% |
| 8 | RAILWAY | 37 | 3.1% | — |
| 9 | First International Bank & Trust 52 out of 100, Below average | 35 | 2.9% | 5.8% |
| 10 | NEWREZ LLC | 34 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.8% | — |
| 12 | Bravera Bank 67 out of 100, Moderate | 25 | 2.1% | 2.2% |
| 13 | PLANET HOME LENDING, LLC | 19 | 1.6% | — |
| 14 | BNC National Bank 71 out of 100, Strong | 19 | 1.6% | 14.5% |
| 15 | WEST GATE BANK 72 out of 100, Strong | 19 | 1.6% | 4.8% |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.5% | 39.5% |
| 17 | Kirkwood Bank & Trust Co. 80 out of 100, Strong | 18 | 1.5% | 2.1% |
| 18 | Security First Bank of North Dakota 87 out of 100, Very strong | 17 | 1.4% | 1.7% |
| 19 | Fairway Independent Mortgage Corporation | 16 | 1.3% | — |
| 20 | Mortgage Research Center, LLC | 15 | 1.2% | — |
| 21 | FIRST COMMUNITY CREDIT UNION | 15 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 14 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 14 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 25 | First Western Bank & Trust 55 out of 100, Moderate | 12 | 1.0% | 5.4% |
| 26 | VUE COMMUNITY CREDIT UNION 44 out of 100, Below average | 11 | 0.9% | 2.8% |
| 27 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 28 | NextMortgage, LLC | 11 | 0.9% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.8% | — |
| 30 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 0.8% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.7% | 14.1% |
| 32 | Granite Bank 53 out of 100, Below average | 9 | 0.7% | 6.2% |
| 33 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.6% | — |
| 37 | Choice Financial Group 73 out of 100, Strong | 7 | 0.6% | 5.6% |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.5% | 32.5% |
| 39 | Cornerstone Bank 47 out of 100, Below average | 6 | 0.5% | 2.0% |
| 40 | Presidential Bank, FSB 51 out of 100, Below average | 6 | 0.5% | 6.9% |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps
- Barnes County 250 apps