North Dakota · HMDA 2025
Mortgage lenders in Burleigh County, ND
151 lenders reported 3,346 home-loan applications in Burleigh County in 2025. 2,202 closed as loans ($616.0M), 268 were denied — a 10.6% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 31% of applications, led by Gate City Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,346
- Loans originated
- 2,202
- Purchase / refinance
- 1,231 / 460
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Burleigh County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 572 | 17.1% | — |
| 2 | CAPITAL | 299 | 8.9% | — |
| 3 | First International Bank & Trust 52 out of 100, Below average | 171 | 5.1% | 5.8% |
| 4 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 124 | 3.7% | 5.1% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 120 | 3.6% | — |
| 6 | Rocket Mortgage, LLC | 104 | 3.1% | — |
| 7 | Kirkwood Bank & Trust Co. 80 out of 100, Strong | 91 | 2.7% | 2.1% |
| 8 | Bravera Bank 67 out of 100, Moderate | 90 | 2.7% | 2.2% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 89 | 2.7% | — |
| 10 | Starion Bank 56 out of 100, Moderate | 89 | 2.7% | 3.1% |
| 11 | NEWREZ LLC | 79 | 2.4% | — |
| 12 | Fairway Independent Mortgage Corporation | 75 | 2.2% | — |
| 13 | BNC National Bank 71 out of 100, Strong | 75 | 2.2% | 14.5% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 71 | 2.1% | 39.5% |
| 15 | RAILWAY | 65 | 1.9% | — |
| 16 | 21st Mortgage Corporation | 62 | 1.9% | — |
| 17 | FIRST COMMUNITY CREDIT UNION | 48 | 1.4% | — |
| 18 | WEST GATE BANK 72 out of 100, Strong | 46 | 1.4% | 4.8% |
| 19 | First Western Bank & Trust 55 out of 100, Moderate | 45 | 1.3% | 5.4% |
| 20 | Choice Financial Group 73 out of 100, Strong | 43 | 1.3% | 5.6% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 42 | 1.3% | 14.1% |
| 22 | FREEDOM MORTGAGE CORPORATION | 40 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 38 | 1.1% | — |
| 24 | Mortgage Research Center, LLC | 36 | 1.1% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 35 | 1.0% | 32.5% |
| 26 | NATIONSTAR MORTGAGE LLC | 34 | 1.0% | — |
| 27 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 31 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 0.9% | — |
| 29 | Cornerstone Bank 47 out of 100, Below average | 25 | 0.7% | 2.0% |
| 30 | Coastal Community Bank 35 out of 100, Low | 25 | 0.7% | 3.0% |
| 31 | Broker Solutions, Inc. | 24 | 0.7% | — |
| 32 | FIGURE LENDING LLC | 24 | 0.7% | — |
| 33 | Security First Bank of North Dakota 87 out of 100, Very strong | 24 | 0.7% | 1.7% |
| 34 | VUE COMMUNITY CREDIT UNION 44 out of 100, Below average | 23 | 0.7% | 2.8% |
| 35 | Granite Bank 53 out of 100, Below average | 23 | 0.7% | 6.2% |
| 36 | GUARANTEED RATE, INC. | 21 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 19 | 0.6% | — |
| 38 | FIRST COLONY MORTGAGE CORPORATION | 19 | 0.6% | — |
| 39 | NextMortgage, LLC | 19 | 0.6% | — |
| 40 | Truist Bank 63 out of 100, Moderate | 17 | 0.5% | 40.8% |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps
- Barnes County 250 apps