North Dakota · HMDA 2025
Mortgage lenders in McLean County, ND
70 lenders reported 274 home-loan applications in McLean County in 2025. 168 closed as loans ($35.9M), 35 were denied — a 16.8% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 23% of applications, led by Gate City Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 274
- Loans originated
- 168
- Purchase / refinance
- 109 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McLean County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 32 | 11.7% | — |
| 2 | CAPITAL | 16 | 5.8% | — |
| 3 | Aspire Community Federal Credit union 87 out of 100, Very strong | 14 | 5.1% | 3.3% |
| 4 | First International Bank & Trust 52 out of 100, Below average | 14 | 5.1% | 5.8% |
| 5 | BNC National Bank 71 out of 100, Strong | 13 | 4.7% | 14.5% |
| 6 | Rocket Mortgage, LLC | 11 | 4.0% | — |
| 7 | First Western Bank & Trust 55 out of 100, Moderate | 11 | 4.0% | 5.4% |
| 8 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 8 | 2.9% | 3.2% |
| 9 | NATIONSTAR MORTGAGE LLC | 8 | 2.9% | — |
| 10 | Merchants Bank, National Association 73 out of 100, Strong | 7 | 2.6% | 5.9% |
| 11 | Bravera Bank 67 out of 100, Moderate | 7 | 2.6% | 2.2% |
| 12 | First Federal Bank 50 out of 100, Below average | 7 | 2.6% | 13.5% |
| 13 | Mortgage Research Center, LLC | 6 | 2.2% | — |
| 14 | Fairway Independent Mortgage Corporation | 5 | 1.8% | — |
| 15 | Loandepot.Com, LLC | 5 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.8% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.8% | — |
| 18 | PLANET HOME LENDING, LLC | 5 | 1.8% | — |
| 19 | 21st Mortgage Corporation | 4 | 1.5% | — |
| 20 | FIRST COMMUNITY CREDIT UNION | 4 | 1.5% | — |
| 21 | NEWREZ LLC | 3 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.1% | 14.1% |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 1.1% | 32.5% |
| 24 | Discover Bank | 3 | 1.1% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 3 | 1.1% | — |
| 27 | BANKWEST, INC. 38 out of 100, Low | 3 | 1.1% | 48.6% |
| 28 | Granite Bank 53 out of 100, Below average | 3 | 1.1% | 6.2% |
| 29 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 30 | Dakota West Credit Union 61 out of 100, Moderate | 3 | 1.1% | 51.5% |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 1.1% | 37.2% |
| 32 | CMG MORTGAGE, INC. | 2 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 2 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 35 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.7% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.7% | — |
| 37 | Kirkwood Bank & Trust Co. 80 out of 100, Strong | 2 | 0.7% | 2.1% |
| 38 | Cornerstone Bank 47 out of 100, Below average | 2 | 0.7% | 2.0% |
| 39 | Presidential Bank, FSB 51 out of 100, Below average | 2 | 0.7% | 6.9% |
| 40 | Choice Financial Group 73 out of 100, Strong | 2 | 0.7% | 5.6% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- Ramsey County 270 apps
- Barnes County 250 apps