North Dakota · HMDA 2025
Mortgage lenders in McKenzie County, ND
84 lenders reported 453 home-loan applications in McKenzie County in 2025. 226 closed as loans ($84.0M), 76 were denied — a 24.5% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 32% of applications, led by Fairway Independent Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 453
- Loans originated
- 226
- Purchase / refinance
- 144 / 59
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McKenzie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 74 | 16.3% | — |
| 2 | First International Bank & Trust 52 out of 100, Below average | 47 | 10.4% | 5.8% |
| 3 | Rocket Mortgage, LLC | 26 | 5.7% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 4.4% | — |
| 5 | Dakota West Credit Union 61 out of 100, Moderate | 19 | 4.2% | 51.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 4.0% | — |
| 7 | Cornerstone Bank 47 out of 100, Below average | 18 | 4.0% | 2.0% |
| 8 | NEWREZ LLC | 15 | 3.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 13 | 2.9% | — |
| 10 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 2.9% | — |
| 11 | Broker Solutions, Inc. | 12 | 2.6% | — |
| 12 | Gate City Bank | 11 | 2.4% | — |
| 13 | Mortgage Research Center, LLC | 10 | 2.2% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 10 | 2.2% | — |
| 15 | Loandepot.Com, LLC | 8 | 1.8% | — |
| 16 | 21st Mortgage Corporation | 7 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.5% | 14.1% |
| 18 | BANKWEST, INC. 38 out of 100, Low | 7 | 1.5% | 48.6% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 6 | 1.3% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 6 | 1.3% | 3.0% |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.1% | 39.5% |
| 23 | The Federal Savings Bank 51 out of 100, Below average | 5 | 1.1% | 19.1% |
| 24 | BNC National Bank 71 out of 100, Strong | 4 | 0.9% | 14.5% |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 26 | AMERICAN FINANCING CORPORATION | 3 | 0.7% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 28 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 0.7% | — |
| 29 | First Federal Bank 50 out of 100, Below average | 3 | 0.7% | 13.5% |
| 30 | CMG MORTGAGE, INC. | 2 | 0.4% | — |
| 31 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 32 | AmeriSave Mortgage Corporation | 2 | 0.4% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.4% | 33.8% |
| 34 | First National Bank 84 out of 100, Strong | 2 | 0.4% | 8.4% |
| 35 | FIGURE LENDING LLC | 2 | 0.4% | — |
| 36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.4% | — |
| 37 | FIRST COLONY MORTGAGE CORPORATION | 2 | 0.4% | — |
| 38 | Granite Bank 53 out of 100, Below average | 2 | 0.4% | 6.2% |
| 39 | NextMortgage, LLC | 2 | 0.4% | — |
| 40 | Equity Prime Mortgage LLC | 2 | 0.4% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McLean County 274 apps
- Ramsey County 270 apps
- Barnes County 250 apps