North Dakota · HMDA 2025
Mortgage lenders in Stutsman County, ND
77 lenders reported 628 home-loan applications in Stutsman County in 2025. 386 closed as loans ($64.1M), 90 were denied — a 18.4% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 46% of applications, led by Gate City Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 628
- Loans originated
- 386
- Purchase / refinance
- 174 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stutsman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 110 | 17.5% | — |
| 2 | FIRST COMMUNITY CREDIT UNION | 101 | 16.1% | — |
| 3 | Unison Bank | 78 | 12.4% | — |
| 4 | Fairway Independent Mortgage Corporation | 46 | 7.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 4.6% | 39.5% |
| 6 | Rocket Mortgage, LLC | 23 | 3.7% | — |
| 7 | NextMortgage, LLC | 20 | 3.2% | — |
| 8 | CMG MORTGAGE, INC. | 15 | 2.4% | — |
| 9 | Bank Forward 70 out of 100, Strong | 11 | 1.8% | 1.3% |
| 10 | Dakota Heritage Bank 63 out of 100, Moderate | 10 | 1.6% | 3.1% |
| 11 | FIGURE LENDING LLC | 10 | 1.6% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 10 | 1.6% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.4% | — |
| 14 | Mortgage Research Center, LLC | 9 | 1.4% | — |
| 15 | WEST GATE BANK 72 out of 100, Strong | 9 | 1.4% | 4.8% |
| 16 | Dacotah Bank 55 out of 100, Moderate | 9 | 1.4% | 6.4% |
| 17 | NEWREZ LLC | 7 | 1.1% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 7 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.0% | 14.1% |
| 21 | Discover Bank | 6 | 1.0% | — |
| 22 | Old National Bank 59 out of 100, Moderate | 6 | 1.0% | 22.1% |
| 23 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 24 | Waterstone Mortgage Corporation | 5 | 0.8% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.6% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 4 | 0.6% | 3.0% |
| 27 | Broker Solutions, Inc. | 3 | 0.5% | — |
| 28 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 29 | PLAZA HOME MORTGAGE, INC. | 3 | 0.5% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.5% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.3% | 32.9% |
| 32 | 21st Mortgage Corporation | 2 | 0.3% | — |
| 33 | Loandepot.Com, LLC | 2 | 0.3% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.3% | 44.7% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.3% | — |
| 36 | Starion Bank 56 out of 100, Moderate | 2 | 0.3% | 3.1% |
| 37 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.3% | 5.8% |
| 38 | HOMETOWN Credit Union 58 out of 100, Moderate | 2 | 0.3% | 0.0% |
| 39 | OCMBC, INC. | 2 | 0.3% | — |
| 40 | CAPITAL | 2 | 0.3% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps
- Barnes County 250 apps