North Dakota · HMDA 2025
Mortgage lenders in Golden Valley County, ND
23 lenders reported 64 home-loan applications in Golden Valley County in 2025. 27 closed as loans ($4.2M), 16 were denied — a 37.2% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 48% of applications, led by BMO Bank National Association. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 64
- Loans originated
- 27
- Purchase / refinance
- 14 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Golden Valley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BMO Bank National Association 83 out of 100, Strong | 23 | 35.9% | 40.5% |
| 2 | Rocket Mortgage, LLC | 4 | 6.3% | — |
| 3 | Mortgage Research Center, LLC | 4 | 6.3% | — |
| 4 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 4.7% | 22.2% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 4.7% | — |
| 6 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | 4.7% | — |
| 7 | WESTERN COOPERATIVE CREDIT UNION | 3 | 4.7% | — |
| 8 | Gate City Bank | 3 | 4.7% | — |
| 9 | GUARANTEED RATE, INC. | 2 | 3.1% | — |
| 10 | PLANET HOME LENDING, LLC | 2 | 3.1% | — |
| 11 | Bravera Bank 67 out of 100, Moderate | 2 | 3.1% | 2.2% |
| 12 | NEWREZ LLC | 1 | 1.6% | — |
| 13 | Loandepot.Com, LLC | 1 | 1.6% | — |
| 14 | Broker Solutions, Inc. | 1 | 1.6% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.6% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.6% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.6% | 44.7% |
| 18 | FREEDOM MORTGAGE CORPORATION | 1 | 1.6% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.6% | — |
| 20 | Dacotah Bank 55 out of 100, Moderate | 1 | 1.6% | 6.4% |
| 21 | CAPITAL | 1 | 1.6% | — |
| 22 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 1 | 1.6% | 9.1% |
| 23 | PHH Mortgage Corporation | 1 | 1.6% | — |
Top 23 of 23 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps