North Dakota · HMDA 2025
Mortgage lenders in Oliver County, ND
26 lenders reported 48 home-loan applications in Oliver County in 2025. 32 closed as loans ($7.2M), 4 were denied — a 10.8% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 31% of applications, led by CAPITAL. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 48
- Loans originated
- 32
- Purchase / refinance
- 16 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oliver County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CAPITAL | 9 | 18.8% | — |
| 2 | Fairway Independent Mortgage Corporation | 3 | 6.3% | — |
| 3 | BNC National Bank 71 out of 100, Strong | 3 | 6.3% | 14.5% |
| 4 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 3 | 6.3% | 5.1% |
| 5 | Loandepot.Com, LLC | 2 | 4.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 4.2% | — |
| 7 | GUARANTEED RATE, INC. | 2 | 4.2% | — |
| 8 | Mortgage Research Center, LLC | 2 | 4.2% | — |
| 9 | First International Bank & Trust 52 out of 100, Below average | 2 | 4.2% | 5.8% |
| 10 | Security First Bank of North Dakota 87 out of 100, Very strong | 2 | 4.2% | 1.7% |
| 11 | Gate City Bank | 2 | 4.2% | — |
| 12 | Bravera Bank 67 out of 100, Moderate | 2 | 4.2% | 2.2% |
| 13 | NEWREZ LLC | 1 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.1% | — |
| 15 | AmeriSave Mortgage Corporation | 1 | 2.1% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 2.1% | — |
| 17 | Rocket Mortgage, LLC | 1 | 2.1% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.1% | — |
| 19 | FIGURE LENDING LLC | 1 | 2.1% | — |
| 20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 2.1% | — |
| 21 | Servion, Inc. | 1 | 2.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 2.1% | — |
| 23 | UNION HOME MORTGAGE CORP. | 1 | 2.1% | — |
| 24 | First Interstate Bank 62 out of 100, Moderate | 1 | 2.1% | 29.4% |
| 25 | Dacotah Bank 55 out of 100, Moderate | 1 | 2.1% | 6.4% |
| 26 | First Federal Bank 50 out of 100, Below average | 1 | 2.1% | 13.5% |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps