North Dakota · HMDA 2025
Mortgage lenders in Sheridan County, ND
14 lenders reported 16 home-loan applications in Sheridan County in 2025. 10 closed as loans ($1.0M), 3 were denied — a 23.1% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 31% of applications, led by Rocket Mortgage, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16
- Loans originated
- 10
- Purchase / refinance
- 8 / 1
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sheridan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 2 | 12.5% | — |
| 2 | FIRST COMMUNITY CREDIT UNION | 2 | 12.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1 | 6.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 1 | 6.3% | — |
| 5 | Mortgage Research Center, LLC | 1 | 6.3% | — |
| 6 | PLANET HOME LENDING, LLC | 1 | 6.3% | — |
| 7 | First International Bank & Trust 52 out of 100, Below average | 1 | 6.3% | 5.8% |
| 8 | First Western Bank & Trust 55 out of 100, Moderate | 1 | 6.3% | 5.4% |
| 9 | Dakota West Credit Union 61 out of 100, Moderate | 1 | 6.3% | 51.5% |
| 10 | American Federal Bank 66 out of 100, Moderate | 1 | 6.3% | 12.5% |
| 11 | Valon Mortgage, Inc. | 1 | 6.3% | — |
| 12 | Gate City Bank | 1 | 6.3% | — |
| 13 | Bravera Bank 67 out of 100, Moderate | 1 | 6.3% | 2.2% |
| 14 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 1 | 6.3% | 5.1% |
Top 14 of 14 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps