North Dakota · HMDA 2025
Mortgage lenders in Towner County, ND
24 lenders reported 44 home-loan applications in Towner County in 2025. 26 closed as loans ($5.3M), 6 were denied — a 18.8% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 43% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 44
- Loans originated
- 26
- Purchase / refinance
- 12 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Towner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 9 | 20.5% | — |
| 2 | FIRST COMMUNITY CREDIT UNION | 7 | 15.9% | — |
| 3 | Bravera Bank 67 out of 100, Moderate | 3 | 6.8% | 2.2% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 2 | 4.5% | — |
| 6 | Mortgage Research Center, LLC | 2 | 4.5% | — |
| 7 | Gate City Bank | 2 | 4.5% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.3% | 32.9% |
| 9 | Fairway Independent Mortgage Corporation | 1 | 2.3% | — |
| 10 | Loandepot.Com, LLC | 1 | 2.3% | — |
| 11 | Broker Solutions, Inc. | 1 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 1 | 2.3% | — |
| 13 | AgCountry Farm Credit Services, FLCA | 1 | 2.3% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.3% | — |
| 15 | Western State Bank 78 out of 100, Strong | 1 | 2.3% | 6.3% |
| 16 | FIGURE LENDING LLC | 1 | 2.3% | — |
| 17 | FIRST UNITED BANK 78 out of 100, Strong | 1 | 2.3% | 3.2% |
| 18 | Farm Credit Mid-America | 1 | 2.3% | — |
| 19 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | 2.3% | — |
| 20 | Merchants Bank, National Association 73 out of 100, Strong | 1 | 2.3% | 5.9% |
| 21 | Signature Federal Credit Union 49 out of 100, Below average | 1 | 2.3% | 35.6% |
| 22 | Dacotah Bank 55 out of 100, Moderate | 1 | 2.3% | 6.4% |
| 23 | BETTER MORTGAGE CORPORATION | 1 | 2.3% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 1 | 2.3% | 3.0% |
Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps