HMDA 2025
Mortgage lenders in Rhode Island
Lenders reported 48,062 home-loan applications for properties in Rhode Island in 2025; 25,993 became loans and the denial rate on decided applications was 23.1%. The busiest county was Providence County with 26,813 applications.
Most active lenders across Rhode Island's counties
- Citizens Bank, National Association 6,431 applications
- NAVIGANT CREDIT UNION 2,847 applications
- COASTAL1 Credit Union 1,931 applications
- The Washington Trust Company, of Westerly 1,764 applications
- Bank of America, National Association 1,528 applications
- Rocket Mortgage, LLC 1,465 applications
- MOVEMENT MORTGAGE, LLC 1,308 applications
- PENNYMAC LOAN SERVICES, LLC 1,291 applications
- CMG MORTGAGE, INC. 1,053 applications
- BankNewport 1,014 applications
- PRIMARY RESIDENTIAL MORTGAGE, INC. 1,004 applications
- NEWREZ LLC 975 applications
- JPMorgan Chase Bank, National Association 956 applications
- FREEDOM MORTGAGE CORPORATION 826 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 781 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Bristol County | 2,127 | 176 | 18.5% | 433 / 451 |
| Kent County | 9,152 | 264 | 20.1% | 2,122 / 1,796 |
| Newport County | 3,714 | 245 | 21.5% | 716 / 768 |
| Providence County | 26,813 | 376 | 25.3% | 6,089 / 4,782 |
| Washington County | 6,256 | 252 | 20.2% | 1,239 / 1,225 |